Financial Services / Banks - DiversifiedNYSE
$128.72
+2.82 (+2.24%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 27.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
39/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$219.5B
P/E
15.9x
↑EV/EBITDA
N/A
•ROE
6.7%
↑Gross Margin
N/A
•Debt/Equity
1.73
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2007–2025 · 18 años de histórico normalizado
Revenue CAGR
+0.5%
FCF CAGR
—
FCF margin
-87.0%
FCF / Net income
-5.18x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $85.21B · net income $14.31B · FCF $-74.15B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||||
| Revenue | $85.21B | $85.21B | $80.67B | $78.09B | $74.48B | $71.88B | $75.50B | $75.07B | $72.85B | $72.44B | $70.80B | $76.35B | $77.22B | $76.72B | $69.19B | $77.33B | $86.60B | $80.28B | $51.60B | $77.30B |
| Net Income | $14.31B | $14.31B | $12.68B | $9.23B | $14.85B | $21.95B | $11.05B | $19.40B | $18.05B | $-6.80B | $14.91B | $17.24B | $7.31B | $13.66B | $7.54B | $11.07B | $10.60B | $-1.61B | $-27.68B | $3.62B |
| EPS | 6.99 | 6.99 | 5.94 | 4.04 | 7.00 | 10.14 | 4.72 | 8.04 | 6.68 | -2.98 | 4.72 | 5.40 | 2.20 | 4.34 | 2.44 | 3.63 | 3.54 | -7.99 | -56.30 | 6.70 |
| Net Margin | 16.8% | 16.8% | 15.7% | 11.8% | 19.9% | 30.5% | 14.6% | 25.8% | 24.8% | -9.4% | 21.1% | 22.6% | 9.5% | 17.8% | 10.9% | 14.3% | 12.2% | -2.0% | -53.7% | 4.7% |
| Balance Sheet | ||||||||||||||||||||
| Debt/Equity | 1.73 | 1.73 | 1.61 | 1.58 | 1.58 | 1.26 | 1.36 | 1.29 | 1.18 | 1.18 | 0.92 | 0.91 | 1.06 | 1.08 | 1.27 | 1.82 | 2.33 | 2.38 | 2.54 | — |
| Cash Flow | ||||||||||||||||||||
| Free Cash Flow | $-74.15B | $-74.15B | $-26.17B | $-80.00B | $19.44B | $42.97B | $-26.93B | $-18.17B | $33.18B | — | — | — | — | — | — | — | — | — | — | — |
| Returns | ||||||||||||||||||||
| ROE | 6.7% | 6.7% | 6.1% | 4.5% | 7.4% | 10.9% | 5.5% | 10.0% | 9.2% | -3.4% | 6.6% | 7.8% | 3.5% | 6.7% | 4.0% | 6.2% | 6.5% | -1.1% | -19.5% | — |
| Valuation | ||||||||||||||||||||
| P/E | 15.89 | 15.89 | 11.95 | 13.45 | 6.76 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| P/B | 1.14 | 1.14 | 0.66 | 0.52 | 0.46 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Growth & Yield | ||||||||||||||||||||
| Revenue Growth | 5.6% | 5.6% | 3.3% | 4.8% | — | -4.8% | 0.6% | 3.0% | 0.6% | 2.3% | -7.3% | -1.1% | 0.6% | 10.9% | -10.5% | -10.7% | 7.9% | 55.6% | -33.2% | — |
| EPS Growth | 17.7% | 17.7% | 47.0% | -42.3% | — | 114.8% | -41.3% | 20.4% | 324.2% | -163.1% | -12.6% | 145.5% | -49.3% | 77.9% | -32.8% | 2.5% | 144.3% | 85.8% | -940.3% | — |
| Dividend Yield | 1.9% | 1.9% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
17.8%
EPS terminal req.
$11.42
Spread vs growth
-0.1%
5Y implied EPS CAGR
14.6%
EPS terminal req.
$13.82
Spread vs growth
3.1%
10Y implied EPS CAGR
12.3%
EPS terminal req.
$22.26
Spread vs growth
5.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+72.8%
Start / end P/E
12.7x → 18.4x
EPS bridge
5.94 → 6.99
Residual
+8.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.