Financial Services / Banks - DiversifiedASX
$163.30
-1.72 (-1.04%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 54.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
22/100
D
Piotroski
2/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$273.1B
P/E
26.3x
↑EV/EBITDA
N/A
•ROE
12.8%
↑Gross Margin
N/A
•Debt/Equity
2.74
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+6.5%
FCF CAGR
—
FCF margin
-8.6%
FCF / Net income
-0.24x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $28.66B · net income $10.12B · FCF $-2.46B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $28.66B | $28.66B | $27.47B | $26.78B | $23.73B |
| Net Income | $10.12B | $10.12B | $9.39B | $10.00B | $10.69B |
| EPS | 6.04 | 6.04 | 5.58 | 5.79 | 5.97 |
| Net Margin | 35.3% | 35.3% | 34.2% | 37.3% | 45.0% |
| Balance Sheet | |||||
| Debt/Equity | 2.74 | 2.74 | 2.55 | 2.26 | 2.08 |
| Cash Flow | |||||
| Free Cash Flow | $-2.46B | $-2.46B | $-26.95B | $-9.96B | $22.26B |
| Returns | |||||
| ROE | 12.8% | 12.8% | 12.9% | 14.0% | 14.7% |
| Valuation | |||||
| P/E | 26.30 | 26.30 | 22.79 | 17.06 | 15.51 |
| P/B | 3.47 | 3.47 | 3.10 | 2.48 | 2.33 |
| Growth & Yield | |||||
| Revenue Growth | 4.3% | 4.3% | 2.6% | 12.8% | — |
| EPS Growth | 8.3% | 8.3% | -3.6% | -3.1% | — |
| Dividend Yield | 3.0% | 3.0% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
33.9%
EPS terminal req.
$14.49
Spread vs growth
-25.5%
5Y implied EPS CAGR
23.7%
EPS terminal req.
$17.53
Spread vs growth
-15.4%
10Y implied EPS CAGR
16.7%
EPS terminal req.
$28.24
Spread vs growth
-8.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-6.8%
Start / end P/E
32.5x → 27.0x
EPS bridge
5.58 → 6.04
Residual
-1.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.