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CGFL.BO$28.52+1.11%
Fair $28.52+0.0%

CGFL.BO

Credent Global Finance Ltd

Financial Services / Credit ServicesBSE

$28.52

+0.33 (+1.11%)

Fairly Valued+0.0%Fair Value $28.52Fund rank 26/100 · Data gapFallback financials|
SA 37/D
F-Score: 0/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 33.0/100

Data gap 26/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 27/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

37/100

D

Piotroski

0/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is -9.0%, below the 5% threshold
Thesis & Journal · CGFL.BOLocal privado en este navegador · Credent Global Finance Ltd
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.8B

P/E

5.4x

↓

EV/EBITDA

N/A

•

ROE

-9.0%

↓

Gross Margin

8.8%

↓

Debt/Equity

0.34

↑
52-Week Range$29
$21$35

TradingView lightweight chart

CGFL.BO price, volumen y niveles de valoración

Último $29.93Periodo -16.7%
Fair value: $28.52

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+55.7%

FCF CAGR

—

FCF margin

-175.4%

FCF / Net income

1.67x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $64.2M · net income $-67.4M · FCF $-112.6M

2022-FY → 2025-FY

Gross margin

8.8%-77.6% pts

Operating margin

-108.0%-183.2% pts

Net margin

-105.0%-168.0% pts

FCF margin

-175.4%+169.6% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$64.2M$64.2M$104.3M$90.4M$17.0M
Net Income$-67.4M$-67.4M$13.4M$67.4M$10.7M
EBITDA$-43.7M$-43.7M$13.3M$114.5M$14.8M
EPS-1.56-1.560.303.080.37
Gross Margin8.8%8.8%51.3%58.8%86.3%
Operating Margin-108.0%-108.0%10.7%121.7%75.2%
Net Margin-105.0%-105.0%12.8%74.5%63.0%
Balance Sheet
Debt/Equity0.340.340.311.650.02
Cash Flow
Free Cash Flow$-112.6M$-112.6M$-237.3M$-251.7M$-58.7M
Returns
ROE-9.0%-9.0%1.8%27.5%14.8%
Valuation
P/E5.435.43———
P/B1.961.96———
Growth & Yield
Revenue Growth-38.4%-38.4%15.3%431.5%—
EPS Growth-620.0%-620.0%-90.3%721.3%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +18.2%

Total return

+18.2%

Start / end P/E

n/dx → n/dx

EPS bridge

0.30 → -1.56

Residual

+18.2%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term+18.2%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.