Financial Services / Credit ServicesBSE
$20.40
-0.25 (-1.21%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 61.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
27/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$306M
P/E
40.8x
↑EV/EBITDA
25.1x
↑ROE
9.1%
↑Gross Margin
79.3%
↑Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+29.6%
FCF CAGR
—
FCF margin
58.6%
FCF / Net income
1.07x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $13.6M · net income $7.5M · FCF $8.0M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $13.6M | $13.6M | $13.0M | $8.3M | $6.3M |
| Net Income | $7.5M | $7.5M | $18.6M | $5.1M | $11.1M |
| EBITDA | $11.5M | $11.5M | $16.2M | $1.5M | $149776.00 |
| EPS | — | — | 1.24 | 0.34 | 0.74 |
| Gross Margin | 79.3% | 79.3% | 44.8% | 68.0% | 63.2% |
| Operating Margin | 83.9% | 83.9% | 125.0% | 17.6% | 0.6% |
| Net Margin | 54.9% | 54.9% | 143.3% | 60.9% | 177.2% |
| Balance Sheet | |||||
| Debt/Equity | — | — | — | — | 0.17 |
| Current Ratio | 261.93 | 261.93 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $8.0M | $8.0M | $8.5M | $-6.5M | $-26.9M |
| Returns | |||||
| ROE | 9.1% | 9.1% | 24.7% | 8.9% | 21.5% |
| Valuation | |||||
| P/E | 40.80 | 40.80 | 18.81 | 49.12 | 15.68 |
| EV/EBITDA | 25.14 | 25.14 | 20.96 | 166.04 | 1173.16 |
| P/B | 3.70 | 3.70 | 4.65 | 4.42 | 3.37 |
| Growth & Yield | |||||
| Revenue Growth | 5.3% | 5.3% | 55.8% | 32.7% | — |
| EPS Growth | — | — | 264.7% | -54.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-24.4%
Start / end P/E
n/dx → n/dx
EPS bridge
1.24 → n/d
Residual
-24.4%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.