Financial Services / Credit ServicesBSE
$24.22
+0.05 (+0.21%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 4.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
25/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$9.5B
P/E
24.2x
↑EV/EBITDA
N/A
•ROE
5.8%
↓Gross Margin
12.6%
↓Debt/Equity
1.43
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
-6.7%
FCF CAGR
—
FCF margin
-50.7%
FCF / Net income
-6.67x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $5.12B · net income $388.9M · FCF $-2.60B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $5.12B | $5.12B | $5.31B | $6.49B | $6.30B |
| Net Income | $388.9M | $388.9M | $15.5M | $116.5M | $-415.7M |
| EBITDA | $-182.8M | $-182.8M | $76.6M | $352.9M | $-492.6M |
| EPS | 0.97 | 0.97 | 0.04 | 0.30 | -1.07 |
| Gross Margin | 12.6% | 12.6% | 16.7% | 15.6% | 11.8% |
| Operating Margin | -9.7% | -9.7% | -4.6% | -4.4% | -12.1% |
| Net Margin | 7.6% | 7.6% | 0.3% | 1.8% | -6.6% |
| Balance Sheet | |||||
| Debt/Equity | 1.43 | 1.43 | 1.59 | 1.44 | 1.53 |
| Current Ratio | 8.55 | 8.55 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-2.60B | $-2.60B | $-1.04B | $990.3M | $-742.9M |
| Returns | |||||
| ROE | 5.8% | 5.8% | 0.2% | 1.9% | -6.9% |
| Valuation | |||||
| P/E | 24.22 | 24.22 | 761.75 | 86.67 | — |
| EV/EBITDA | — | — | 263.45 | 47.94 | — |
| P/B | 1.44 | 1.44 | 1.88 | 1.64 | 1.02 |
| Growth & Yield | |||||
| Revenue Growth | -3.5% | -3.5% | -18.3% | 3.1% | — |
| EPS Growth | 2325.0% | 2325.0% | -86.7% | 128.0% | — |
| Dividend Yield | 0.1% | 0.1% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
30.4%
EPS terminal req.
$2.15
Spread vs growth
2294.6%
5Y implied EPS CAGR
21.8%
EPS terminal req.
$2.60
Spread vs growth
2303.2%
10Y implied EPS CAGR
15.8%
EPS terminal req.
$4.19
Spread vs growth
2309.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-34.6%
Start / end P/E
927.0x → 25.0x
EPS bridge
0.04 → 0.97
Residual
-2262.4%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.