Financial Services / Credit ServicesBSE
$39.76
-0.81 (-2.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 3.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
34/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$123M
P/E
51.6x
↑EV/EBITDA
378.3x
↑ROE
0.9%
↓Gross Margin
39.2%
↓Debt/Equity
0.51
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-10.4%
FCF CAGR
—
FCF margin
-12.3%
FCF / Net income
-1.64x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $3.6M · net income $273000.0 · FCF $-448000.0
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $3.6M | $3.6M | $3.9M | $2.7M | $5.1M |
| Net Income | $273000.00 | $273000.00 | $267000.00 | $224000.00 | $230000.00 |
| EBITDA | $368000.00 | $368000.00 | $365000.00 | $301000.00 | $503000.00 |
| EPS | 0.09 | 0.09 | 0.09 | 0.07 | 0.07 |
| Gross Margin | 39.2% | 39.2% | 37.3% | 51.4% | 30.3% |
| Operating Margin | 10.1% | 10.1% | 9.5% | 11.0% | 9.9% |
| Net Margin | 7.5% | 7.5% | 6.9% | 8.2% | 4.5% |
| Balance Sheet | |||||
| Debt/Equity | 0.51 | 0.51 | 0.43 | 0.30 | 0.16 |
| Cash Flow | |||||
| Free Cash Flow | $-448000.00 | $-448000.00 | $64000.00 | $-333000.00 | $-38.9M |
| Returns | |||||
| ROE | 0.9% | 0.9% | 0.9% | 0.7% | 0.8% |
| Valuation | |||||
| P/E | 51.64 | 51.64 | 177.22 | 244.29 | 400.71 |
| EV/EBITDA | 378.29 | 378.29 | 170.58 | 205.05 | 180.73 |
| P/B | 3.93 | 3.93 | 1.59 | 1.72 | 2.84 |
| Growth & Yield | |||||
| Revenue Growth | -5.5% | -5.5% | 40.7% | -45.9% | — |
| EPS Growth | 0.0% | 0.0% | 28.6% | 0.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
239.7%
EPS terminal req.
$3.53
Spread vs growth
-239.7%
5Y implied EPS CAGR
116.4%
EPS terminal req.
$4.27
Spread vs growth
-116.4%
10Y implied EPS CAGR
54.3%
EPS terminal req.
$6.88
Spread vs growth
-54.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+29.0%
Start / end P/E
342.3x → 441.8x
EPS bridge
0.09 → 0.09
Residual
-0.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.