CLST$16.04+0.00%

Fair $16.04+0.0%

CLST

Catalyst Bancorp, Inc.

Financial Services / Banks - RegionalNasdaqCM

$16.04

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $16.04Fund rank 38/100 · Data gapFallback financials|

SA 32/D

F-Score: 5/9

Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 2.0/100

Data gap 38/100

Bear 5Yn/dn/d

Base 5Yn/dn/d

Bull 5Yn/dn/d

Return 0/100Downside 20/100Model quality 79/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

32/100

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

20/100

SEC 0%

Latest source: unknownPeriods: 6Warnings: 1unknown: 6

No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is 2.5%, below the 5% threshold

Thesis & Journal · CLSTLocal privado en este navegador · Catalyst Bancorp, Inc.

Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Tesis central

Bull caseBase caseBear case

CatalizadoresRiesgos

Kill criteria

Mi valoración / targetReview date

Sin guardar todavía.

Market Cap

$65M

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

2.5%

↓

Gross Margin

N/A

•

Debt/Equity

0.18

↓

No hay histórico de precio usable para pintar el gráfico TradingView.

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2020–2025 · 5 años de histórico normalizado

Revenue CAGR

+10.4%

FCF CAGR

+58.5%

FCF margin

22.3%

FCF / Net income

1.51x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $13.9M · net income $2.1M · FCF $3.1M

2020-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

14.8%+23.0% pts

FCF margin

22.3%+18.7% pts

Metric	TTM	2025	2024	2023	2022	2021	2020
Income Statement
Revenue	$13.9M	$13.9M	$13.9M	$9.7M	$8.0M	$7.7M	$8.5M
Net Income	$2.1M	$2.1M	$-3.1M	$526000.00	$180000.00	$1.9M	$-703000.00
EPS	0.56	0.56	-0.78	0.12	0.04	0.39	—
Net Margin	14.8%	14.8%	-22.3%	5.4%	2.2%	24.9%	-8.3%
Balance Sheet
Debt/Equity	0.18	0.18	0.12	0.23	0.10	0.09	0.17
Cash Flow
Free Cash Flow	$3.1M	$3.1M	$2.7M	$1.8M	$520000.00	$1.9M	$310000.00
Returns
ROE	2.5%	2.5%	-3.9%	0.6%	0.2%	1.9%	-1.4%
Growth & Yield
Revenue Growth	0.2%	0.2%	43.5%	20.6%	4.1%	-9.3%	—
EPS Growth	171.8%	171.8%	-750.0%	200.0%	-89.7%	—	—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

3Y implied EPS CAGR

36.5%

muy exigente

EPS terminal req.

$1.42

Spread vs growth

135.3%

5Y implied EPS CAGR

25.2%

muy exigente

EPS terminal req.

$1.72

Spread vs growth

146.6%

10Y implied EPS CAGR

17.4%

exigente

EPS terminal req.

$2.77

Spread vs growth

154.4%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.