Financial Services / Credit ServicesBSE
$57.00
-3.00 (-5.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 0.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
33/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$3.6B
P/E
8.9x
↓EV/EBITDA
37.8x
↑ROE
40.9%
↑Gross Margin
82.8%
↑Debt/Equity
17.18
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+228.6%
FCF CAGR
—
FCF margin
-0.0%
FCF / Net income
-0.00x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $36.7M · net income $21.6M · FCF $-7493.0
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $36.7M | $36.7M | $970000.00 | $750000.00 | $1.0M |
| Net Income | $21.6M | $21.6M | $-2.3M | $-82000.00 | $-48000.00 |
| EBITDA | $28.8M | $28.8M | $-2.3M | $-82000.00 | $-47000.00 |
| EPS | 6.55 | 6.55 | -0.69 | -0.02 | -0.01 |
| Gross Margin | 82.8% | 82.8% | 33.8% | 81.3% | 68.3% |
| Operating Margin | 78.6% | 78.6% | -233.3% | -10.9% | -4.5% |
| Net Margin | 59.0% | 59.0% | -233.1% | -10.9% | -4.6% |
| Balance Sheet | |||||
| Debt/Equity | 17.18 | 17.18 | 4.97 | 0.02 | 0.02 |
| Cash Flow | |||||
| Free Cash Flow | $-7493.03 | $-7493.03 | $-1543.39 | — | $169000.00 |
| Returns | |||||
| ROE | 40.9% | 40.9% | -7.2% | -0.2% | -0.1% |
| Valuation | |||||
| P/E | 8.93 | 8.93 | — | — | — |
| EV/EBITDA | 37.84 | 37.84 | — | — | — |
| P/B | 3.56 | 3.56 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 3679.0% | 3679.0% | 29.3% | -27.4% | — |
| EPS Growth | 1049.3% | 1049.3% | -3350.0% | -37.5% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-8.3%
EPS terminal req.
$5.06
Spread vs growth
1057.5%
5Y implied EPS CAGR
-1.3%
EPS terminal req.
$6.12
Spread vs growth
1050.6%
10Y implied EPS CAGR
4.2%
EPS terminal req.
$9.86
Spread vs growth
1045.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+11.1%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.69 → 6.55
Residual
+11.1%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.