COSO$25.43+0.00%

Fair $25.43+0.0%

COSO

CoastalSouth Bancshares, Inc.

Financial Services / Banks - RegionalNYSE

$25.43

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $25.43Fund rank 31/100 · Data gapSEC 2/2 yrs|

SA 20/D

F-Score: 5/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 42.0/100

Data gap 31/100

Bear 5Yn/dn/d

Base 5Yn/dn/d

Bull 5Yn/dn/d

Return 0/100Downside 20/100Model quality 64/100Data QA 30/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

20/100

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

78/100

SEC 100%

Latest source: sec-companyfactsPeriods: 2Warnings: 0sec-companyfacts: 2

Limited financial history; valuation confidence should be treated as provisional. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.

Thesis & Journal · COSOLocal privado en este navegador · CoastalSouth Bancshares, Inc.

Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Tesis central

Bull caseBase caseBear case

CatalizadoresRiesgos

Kill criteria

Mi valoración / targetReview date

Sin guardar todavía.

Market Cap

$309M

P/E

11.8x

↓

EV/EBITDA

N/A

•

ROE

9.6%

↑

Gross Margin

N/A

•

Debt/Equity

N/A

•

No hay histórico de precio usable para pintar el gráfico TradingView.

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2024–2025 · 1 años de histórico normalizado

Revenue CAGR

+6.4%

FCF CAGR

—

FCF margin

3088.1%

FCF / Net income

2.46x

Latest source

SEC-backed

Margin decomposition

Último año: revenue $2.0M · net income $24.9M · FCF $61.3M

2024-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

1254.0%+79.5% pts

FCF margin

3088.1%+3843.2% pts

SEC-backed annual metrics active for 2025, 2024. Local SEC Companyfacts override Yahoo/FMP for audited annual line items; provider-only fields remain as fallback.

Metric	TTM	2025SEC	2024SEC
Income Statement
Revenue	$2.0M	$2.0M	$1.9M
Net Income	$24.9M	$24.9M	$21.9M
EPS	2.16	2.16	2.09
Net Margin	1254.0%	1254.0%	1174.5%
Cash Flow
Free Cash Flow	$61.3M	$61.3M	$-14.1M
Returns
ROE	9.6%	9.6%	11.2%
Valuation
P/E	11.77	11.77	12.17
P/B	1.13	1.13	1.36
Growth & Yield
Revenue Growth	6.4%	6.4%	—
EPS Growth	3.3%	3.3%	—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

3Y implied EPS CAGR

1.5%

fácil

EPS terminal req.

$2.26

Spread vs growth

1.9%

5Y implied EPS CAGR

4.8%

fácil

EPS terminal req.

$2.73

Spread vs growth

-1.4%

10Y implied EPS CAGR

7.4%

razonable

EPS terminal req.

$4.40

Spread vs growth

-4.0%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.