Financial Services / Banks - RegionalJohannesburg
$439500.00
-6511.00 (-1.46%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
47/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$509.2B
P/E
30.2x
↑EV/EBITDA
N/A
•ROE
28.3%
↑Gross Margin
N/A
•Debt/Equity
0.06
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+20.5%
FCF CAGR
+79.2%
FCF margin
34.2%
FCF / Net income
1.06x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $52.09B · net income $16.83B · FCF $17.80B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $52.09B | $52.09B | $43.77B | $36.04B | $29.75B |
| Net Income | $16.83B | $16.83B | $13.74B | $10.57B | $9.15B |
| EPS | 145.43 | 145.43 | 118.78 | 91.37 | 79.11 |
| Net Margin | 32.3% | 32.3% | 31.4% | 29.3% | 30.8% |
| Balance Sheet | |||||
| Debt/Equity | 0.06 | 0.06 | 0.10 | 0.12 | 0.13 |
| Cash Flow | |||||
| Free Cash Flow | $17.80B | $17.80B | $23.53B | $15.96B | $3.09B |
| Returns | |||||
| ROE | 28.3% | 28.3% | 27.0% | 24.3% | 24.1% |
| Valuation | |||||
| P/E | 30.23 | 30.23 | 2542.52 | 2300.78 | 2190.00 |
| P/B | 855.06 | 855.06 | 686.47 | 558.21 | 528.23 |
| Growth & Yield | |||||
| Revenue Growth | 19.0% | 19.0% | 21.4% | 21.1% | — |
| EPS Growth | 22.4% | 22.4% | 30.0% | 15.5% | — |
| Dividend Yield | 1.8% | 1.8% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
544.9%
EPS terminal req.
$38998.30
Spread vs growth
-522.4%
5Y implied EPS CAGR
217.9%
EPS terminal req.
$47187.94
Spread vs growth
-195.4%
10Y implied EPS CAGR
87.0%
EPS terminal req.
$75996.65
Spread vs growth
-64.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+29.3%
Start / end P/E
2901.5x → 3022.1x
EPS bridge
118.78 → 145.43
Residual
+0.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.