Financial Services / Banks - RegionalOTC Markets OTCID
$66.00
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 45.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$173M
P/E
N/A
•EV/EBITDA
N/A
•ROE
10.6%
↑Gross Margin
N/A
•Debt/Equity
0.01
↓Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
+6.1%
FCF CAGR
—
FCF margin
33.5%
FCF / Net income
1.43x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $57.0M · net income $13.4M · FCF $19.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $57.0M | $57.0M | $51.6M | $46.0M | $34.8M | $29.5M | $31.1M | $32.5M | $29.6M | $26.4M | $23.6M | $22.0M | $21.7M | $21.1M | $20.6M | $20.0M | $20.4M | $22.1M |
| Net Income | $13.4M | $13.4M | $10.0M | $14.8M | $13.3M | $10.8M | $10.6M | $10.4M | $9.4M | $7.1M | $6.7M | $6.0M | $5.9M | $5.2M | $4.5M | $3.7M | $3.5M | $3.4M |
| EPS | 5.07 | 5.07 | 3.76 | 5.51 | 4.91 | 3.97 | — | — | — | 2.59 | 2.46 | 2.20 | 2.15 | 1.91 | 1.66 | 1.35 | 1.28 | 1.24 |
| Net Margin | 23.4% | 23.4% | 19.4% | 32.1% | 38.2% | 36.7% | 34.0% | 32.1% | 31.8% | 26.9% | 28.5% | 27.4% | 27.2% | 24.8% | 22.1% | 18.4% | 17.1% | 15.3% |
| Balance Sheet | ||||||||||||||||||
| Debt/Equity | 0.01 | 0.01 | 0.01 | 0.02 | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Cash Flow | ||||||||||||||||||
| Free Cash Flow | $19.1M | $19.1M | $13.7M | $15.2M | $14.0M | $13.0M | $12.2M | $9.2M | $11.0M | — | — | — | — | — | — | — | — | — |
| Returns | ||||||||||||||||||
| ROE | 10.6% | 10.6% | 8.7% | 13.7% | 13.9% | 11.1% | 11.3% | 12.2% | 12.3% | 10.1% | 10.3% | 9.8% | 10.2% | 10.0% | 8.7% | 7.5% | 7.4% | 7.4% |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | 10.5% | 10.5% | 12.1% | 32.2% | 17.9% | -4.9% | -4.3% | 9.5% | 12.1% | 11.9% | 7.4% | 1.6% | 2.5% | 2.7% | 2.8% | -1.8% | -7.8% | — |
| EPS Growth | 34.8% | 34.8% | -31.8% | 12.2% | 23.7% | — | — | — | — | 5.3% | 11.8% | 2.3% | 12.6% | 15.1% | 23.0% | 5.5% | 3.2% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
4.9%
EPS terminal req.
$5.86
Spread vs growth
29.9%
5Y implied EPS CAGR
6.9%
EPS terminal req.
$7.09
Spread vs growth
27.9%
10Y implied EPS CAGR
8.5%
EPS terminal req.
$11.41
Spread vs growth
26.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.