Financial Services / Credit ServicesBSE
$13.60
-0.05 (-0.36%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 32.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
37/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$414M
P/E
18.9x
↑EV/EBITDA
13.7x
↑ROE
8.4%
↑Gross Margin
88.5%
↑Debt/Equity
0.01
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+46.6%
FCF CAGR
—
FCF margin
-151.9%
FCF / Net income
-2.73x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $39.4M · net income $21.9M · FCF $-59.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $39.4M | $39.4M | $27.5M | $15.8M | $12.5M |
| Net Income | $21.9M | $21.9M | $13.3M | $7.6M | $6.3M |
| EBITDA | $30.3M | $30.3M | $18.7M | $11.2M | $8.9M |
| EPS | — | — | 0.51 | 0.31 | 0.29 |
| Gross Margin | 88.5% | 88.5% | 87.4% | 94.9% | 94.5% |
| Operating Margin | 73.7% | 73.7% | 65.9% | 68.6% | 68.2% |
| Net Margin | 55.6% | 55.6% | 48.3% | 48.4% | 50.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 |
| Cash Flow | |||||
| Free Cash Flow | $-59.8M | $-59.8M | $-43.1M | $-35.3M | $234000.00 |
| Returns | |||||
| ROE | 8.4% | 8.4% | 7.7% | 6.5% | 8.4% |
| Valuation | |||||
| P/E | 18.89 | 18.89 | 28.92 | — | — |
| EV/EBITDA | 13.71 | 13.71 | 20.66 | — | — |
| P/B | 1.60 | 1.60 | 2.22 | — | — |
| Growth & Yield | |||||
| Revenue Growth | 43.3% | 43.3% | 74.1% | 26.3% | — |
| EPS Growth | — | — | 64.5% | 6.9% | — |
| Dividend Yield | 0.4% | 0.4% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-11.4%
Start / end P/E
n/dx → n/dx
EPS bridge
0.51 → n/d
Residual
-11.7%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.