Financial Services / Asset ManagementWarsaw
$5.40
+0.25 (+4.85%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 42.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
64/100
B
Piotroski
8/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$53M
P/E
19.3x
↑EV/EBITDA
6.4x
↓ROE
8.1%
↑Gross Margin
6.5%
↓Debt/Equity
0.19
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+12.5%
FCF CAGR
-14.1%
FCF margin
6.7%
FCF / Net income
1.44x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $49.2M · net income $2.3M · FCF $3.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $49.2M | $49.2M | $39.5M | $31.5M | $34.5M |
| Net Income | $2.3M | $2.3M | $1.8M | $2.5M | $4.2M |
| EBITDA | $7.0M | $7.0M | $5.6M | $6.8M | $8.8M |
| EPS | 0.26 | 0.26 | 0.14 | 0.25 | 0.43 |
| Gross Margin | 6.5% | 6.5% | 5.6% | 10.8% | 15.6% |
| Operating Margin | 6.4% | 6.4% | 5.5% | 10.8% | 15.6% |
| Net Margin | 4.7% | 4.7% | 4.5% | 7.9% | 12.3% |
| Balance Sheet | |||||
| Debt/Equity | 0.19 | 0.19 | 0.23 | 0.34 | 0.26 |
| Current Ratio | 2.97 | 2.97 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $3.3M | $3.3M | $2.8M | $4.3M | $5.2M |
| Returns | |||||
| ROE | 8.1% | 8.1% | 6.6% | 12.9% | 19.2% |
| Valuation | |||||
| P/E | 19.29 | 19.29 | 52.86 | 36.00 | 31.86 |
| EV/EBITDA | 6.39 | 6.39 | 13.00 | 13.00 | 15.15 |
| P/B | 1.89 | 1.89 | 2.71 | 4.59 | 6.13 |
| Growth & Yield | |||||
| Revenue Growth | 24.5% | 24.5% | 25.3% | -8.7% | — |
| EPS Growth | 85.7% | 85.7% | -44.0% | -41.9% | — |
| Dividend Yield | 2.0% | 2.0% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
22.6%
EPS terminal req.
$0.48
Spread vs growth
63.1%
5Y implied EPS CAGR
17.4%
EPS terminal req.
$0.58
Spread vs growth
68.3%
10Y implied EPS CAGR
13.6%
EPS terminal req.
$0.93
Spread vs growth
72.1%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-3.3%
Start / end P/E
40.7x → 20.8x
EPS bridge
0.14 → 0.26
Residual
-42.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.