Financial Services / Credit ServicesBSE
$16.95
+0.56 (+3.42%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 19.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
32/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$2.2B
P/E
113.0x
↑EV/EBITDA
82.3x
↑ROE
2.6%
↓Gross Margin
30.8%
↓Debt/Equity
1.78
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+25.2%
FCF CAGR
—
FCF margin
-14.4%
FCF / Net income
-2.51x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $327.1M · net income $18.8M · FCF $-47.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $327.1M | $327.1M | $251.9M | $312.9M | $166.9M |
| Net Income | $18.8M | $18.8M | $22.6M | $95.7M | $25.0M |
| EBITDA | $42.0M | $42.0M | $89.8M | $140.6M | $37.9M |
| EPS | — | — | 0.35 | 0.79 | 0.20 |
| Gross Margin | 30.8% | 30.8% | 43.9% | 27.2% | 67.8% |
| Operating Margin | 10.5% | 10.5% | 31.7% | 17.8% | 36.4% |
| Net Margin | 5.8% | 5.8% | 9.0% | 30.6% | 15.0% |
| Balance Sheet | |||||
| Debt/Equity | 1.78 | 1.78 | 1.92 | 3.10 | 3.18 |
| Current Ratio | 1.39 | 1.39 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-47.1M | $-47.1M | $179.3M | $-603.6M | $-955.1M |
| Returns | |||||
| ROE | 2.6% | 2.6% | 3.2% | 17.5% | 6.5% |
| Valuation | |||||
| P/E | 113.00 | 113.00 | 64.40 | 27.82 | 62.20 |
| EV/EBITDA | 82.32 | 82.32 | 47.14 | 30.34 | 70.57 |
| P/B | 2.98 | 2.98 | 4.16 | 4.86 | 4.04 |
| Growth & Yield | |||||
| Revenue Growth | 29.8% | 29.8% | -19.5% | 87.5% | — |
| EPS Growth | — | — | -55.4% | 282.9% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-17.8%
Start / end P/E
n/dx → n/dx
EPS bridge
0.35 → n/d
Residual
-17.8%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.