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CUBIFIN.BO$3.47-4.50%
Fair $3.47+0.0%

CUBIFIN.BO

Cubical Financial Services Limited

Financial Services / Asset ManagementBSE

$3.47

-0.17 (-4.50%)

Fairly Valued+0.0%Fair Value $3.47Fund rank 24/100 · Data gapFallback financials|
SA 46/C
F-Score: 4/9
Declining RevenueLow Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 7.0/100

Data gap 24/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 20/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

46/100

C

Piotroski

4/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 2unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Revenue has declined for 2 consecutive years ROE is 1.1%, below the 5% threshold
Thesis & Journal · CUBIFIN.BOLocal privado en este navegador · Cubical Financial Services Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$226M

P/E

115.7x

↑

EV/EBITDA

67.0x

↑

ROE

1.1%

↓

Gross Margin

58.6%

↑

Debt/Equity

N/A

•
52-Week Range$3
$2$4

TradingView lightweight chart

CUBIFIN.BO price, volumen y niveles de valoración

Último $3.610Periodo +652.1%
Fair value: $3.470

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2026 · 3 años de histórico normalizado

Revenue CAGR

+4.0%

FCF CAGR

—

FCF margin

61.3%

FCF / Net income

4.59x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $13.1M · net income $1.7M · FCF $8.0M

2023-FY → 2026-FY

Gross margin

58.6%+47.2% pts

Operating margin

24.6%+41.6% pts

Net margin

13.3%+37.9% pts

FCF margin

61.3%+81.4% pts
MetricTTM
2026
2025
2024
2023
Income Statement
Revenue$13.1M$13.1M$24.2M$27.3M$11.6M
Net Income$1.7M$1.7M$3.8M$11.6M$-2.9M
EBITDA$3.2M$3.2M$6.8M$12.9M$-2.0M
EPS——0.060.18-0.04
Gross Margin58.6%58.6%45.9%60.9%11.4%
Operating Margin24.6%24.6%28.0%53.2%-16.9%
Net Margin13.3%13.3%15.5%42.4%-24.6%
Balance Sheet
Current Ratio647.21647.21———
Cash Flow
Free Cash Flow$8.0M$8.0M$467000.00$1.4M$-2.3M
Returns
ROE1.1%1.1%2.5%7.9%-2.1%
Valuation
P/E115.67115.6736.009.06—
EV/EBITDA67.0367.0319.568.10—
P/B1.481.480.900.720.79
Growth & Yield
Revenue Growth-46.0%-46.0%-11.4%135.2%—
EPS Growth——-66.7%550.0%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +75.2%

Total return

+75.2%

Start / end P/E

n/dx → n/dx

EPS bridge

0.06 → n/d

Residual

+75.2%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term+75.2%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.