Financial Services / Capital MarketsMilan
$7.06
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 92.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
56/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$132M
P/E
10.5x
↓EV/EBITDA
8.5x
↓ROE
24.0%
↑Gross Margin
50.8%
↓Debt/Equity
1.45
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+11.6%
FCF CAGR
—
FCF margin
-4.1%
FCF / Net income
-0.09x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $26.8M · net income $12.6M · FCF $-1.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $26.8M | $26.8M | $22.5M | $19.0M | $19.3M |
| Net Income | $12.6M | $12.6M | $11.3M | $8.2M | $5.6M |
| EBITDA | $22.9M | $22.9M | $21.6M | $19.2M | $11.8M |
| EPS | 0.67 | 0.67 | 0.60 | 0.44 | 0.33 |
| Gross Margin | 50.8% | 50.8% | 50.8% | 48.0% | 52.7% |
| Operating Margin | -2.1% | -2.1% | -12.2% | -16.0% | -10.4% |
| Net Margin | 47.0% | 47.0% | 50.0% | 43.1% | 29.0% |
| Balance Sheet | |||||
| Debt/Equity | 1.45 | 1.45 | 1.12 | 0.86 | 1.32 |
| Current Ratio | 32.05 | 32.05 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-1.1M | $-1.1M | $15.3M | $25.1M | $4.0M |
| Returns | |||||
| ROE | 24.0% | 24.0% | 24.6% | 21.8% | 18.7% |
| Valuation | |||||
| P/E | 10.54 | 10.54 | 6.68 | 8.07 | 11.26 |
| EV/EBITDA | 8.47 | 8.47 | 4.97 | 4.48 | 7.68 |
| P/B | 2.52 | 2.52 | 1.65 | 1.76 | 2.05 |
| Growth & Yield | |||||
| Revenue Growth | 19.1% | 19.1% | 18.2% | -1.3% | — |
| EPS Growth | 12.1% | 12.1% | 37.2% | 32.5% | — |
| Dividend Yield | 8.5% | 8.5% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-2.3%
EPS terminal req.
$0.63
Spread vs growth
14.4%
5Y implied EPS CAGR
2.4%
EPS terminal req.
$0.76
Spread vs growth
9.7%
10Y implied EPS CAGR
6.1%
EPS terminal req.
$1.22
Spread vs growth
6.0%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+37.7%
Start / end P/E
9.1x → 10.5x
EPS bridge
0.60 → 0.67
Residual
+1.8%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.