Financial Services / Banks - RegionalNSE
$174.85
-4.19 (-2.33%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 43.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
44/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$56.3B
P/E
7.7x
↓EV/EBITDA
N/A
•ROE
11.2%
↑Gross Margin
N/A
•Debt/Equity
0.93
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+15.9%
FCF CAGR
—
FCF margin
197.8%
FCF / Net income
8.95x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $33.12B · net income $7.32B · FCF $65.49B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $33.12B | $33.12B | $28.57B | $24.00B | $21.27B |
| Net Income | $7.32B | $7.32B | $6.15B | $5.36B | $4.66B |
| EPS | 22.82 | 22.82 | 19.49 | 16.99 | 14.79 |
| Net Margin | 22.1% | 22.1% | 21.5% | 22.3% | 21.9% |
| Balance Sheet | |||||
| Debt/Equity | 0.93 | 0.93 | 1.30 | 1.05 | 0.88 |
| Cash Flow | |||||
| Free Cash Flow | $65.49B | $65.49B | $-5.77B | $3.50B | $-17.32B |
| Returns | |||||
| ROE | 11.2% | 11.2% | 10.8% | 10.6% | 10.2% |
| Valuation | |||||
| P/E | 7.66 | 7.66 | 5.99 | 7.50 | 7.00 |
| P/B | 0.86 | 0.86 | 0.65 | 0.79 | 0.71 |
| Growth & Yield | |||||
| Revenue Growth | 15.9% | 15.9% | 19.0% | 12.8% | — |
| EPS Growth | 17.1% | 17.1% | 14.7% | 14.9% | — |
| Dividend Yield | 0.8% | 0.8% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-12.1%
EPS terminal req.
$15.52
Spread vs growth
29.2%
5Y implied EPS CAGR
-3.8%
EPS terminal req.
$18.77
Spread vs growth
20.9%
10Y implied EPS CAGR
2.9%
EPS terminal req.
$30.23
Spread vs growth
14.2%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+24.3%
Start / end P/E
7.3x → 7.7x
EPS bridge
19.49 → 22.82
Residual
+0.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.