Financial Services / Credit ServicesLSE
$53.00
-0.20 (-0.37%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 44.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
51/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$87M
P/E
6.6x
↓EV/EBITDA
N/A
•ROE
11.9%
↑Gross Margin
N/A
•Debt/Equity
0.14
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+39.7%
FCF CAGR
—
FCF margin
52.5%
FCF / Net income
1.93x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $55.7M · net income $15.2M · FCF $29.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $55.7M | $55.7M | $45.4M | $37.9M | $20.4M |
| Net Income | $15.2M | $15.2M | $14.0M | $3.2M | $9.8M |
| EPS | — | — | 0.07 | 0.02 | 0.05 |
| Net Margin | 27.2% | 27.2% | 30.9% | 8.3% | 47.8% |
| Balance Sheet | |||||
| Debt/Equity | 0.14 | 0.14 | 0.09 | 0.11 | 0.00 |
| Current Ratio | 1.15 | 1.15 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $29.2M | $29.2M | $8.2M | $-38.2M | $-4.6M |
| Returns | |||||
| ROE | 11.9% | 11.9% | 12.2% | 3.1% | 10.1% |
| Valuation | |||||
| P/E | 6.63 | 6.63 | 493.24 | 1323.53 | 670.00 |
| P/B | 68.35 | 68.35 | 59.81 | 42.01 | 62.44 |
| Growth & Yield | |||||
| Revenue Growth | 22.7% | 22.7% | 19.6% | 85.9% | — |
| EPS Growth | — | — | 335.3% | -66.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+39.0%
Start / end P/E
n/dx → n/dx
EPS bridge
0.07 → n/d
Residual
+39.0%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.