Financial Services / Banks - RegionalNSE
$33.83
+0.31 (+0.92%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 22.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
45/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$13.4B
P/E
13.0x
↑EV/EBITDA
N/A
•ROE
7.0%
↑Gross Margin
N/A
•Debt/Equity
0.50
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+14.0%
FCF CAGR
+48.9%
FCF margin
73.4%
FCF / Net income
5.82x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $8.15B · net income $1.03B · FCF $5.98B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $8.15B | $8.15B | $6.52B | $5.81B | $5.50B |
| Net Income | $1.03B | $1.03B | $666.4M | $578.2M | $493.6M |
| EPS | 2.60 | 2.60 | 2.37 | 2.21 | 1.58 |
| Net Margin | 12.6% | 12.6% | 10.2% | 10.0% | 9.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.50 | 0.50 | 0.14 | 0.29 | 0.51 |
| Cash Flow | |||||
| Free Cash Flow | $5.98B | $5.98B | $-374.1M | $-246.1M | $1.81B |
| Returns | |||||
| ROE | 7.0% | 7.0% | 4.8% | 5.6% | 5.1% |
| Valuation | |||||
| P/E | 13.01 | 13.01 | 12.58 | 21.70 | 9.77 |
| P/B | 0.91 | 0.91 | 0.60 | 1.22 | 0.50 |
| Growth & Yield | |||||
| Revenue Growth | 24.9% | 24.9% | 12.4% | 5.7% | — |
| EPS Growth | 9.7% | 9.7% | 7.2% | 39.8% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
4.9%
EPS terminal req.
$3.00
Spread vs growth
4.8%
5Y implied EPS CAGR
6.9%
EPS terminal req.
$3.63
Spread vs growth
2.8%
10Y implied EPS CAGR
8.4%
EPS terminal req.
$5.85
Spread vs growth
1.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+12.1%
Start / end P/E
12.7x → 13.0x
EPS bridge
2.37 → 2.60
Residual
+0.2%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.