Financial Services / Credit ServicesBSE
$2.45
-0.07 (-2.78%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 16.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
38/100
D
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$556M
P/E
122.5x
↑EV/EBITDA
46.8x
↑ROE
0.7%
↓Gross Margin
65.1%
↑Debt/Equity
0.20
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+48.3%
FCF CAGR
—
FCF margin
-810.9%
FCF / Net income
-100.80x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $46.2M · net income $3.7M · FCF $-374.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $46.2M | $46.2M | $15.5M | $18.0M | $14.2M |
| Net Income | $3.7M | $3.7M | $6.1M | $6.7M | $5.7M |
| EBITDA | $8.5M | $8.5M | $8.9M | $9.6M | $8.1M |
| EPS | 0.02 | 0.02 | 0.05 | 0.05 | 0.04 |
| Gross Margin | 65.1% | 65.1% | 81.4% | 67.2% | 74.5% |
| Operating Margin | 6.1% | 6.1% | 51.1% | 53.2% | 56.9% |
| Net Margin | 8.0% | 8.0% | 39.0% | 37.1% | 40.5% |
| Balance Sheet | |||||
| Debt/Equity | 0.20 | 0.20 | 0.06 | — | 0.45 |
| Current Ratio | 3.51 | 3.51 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-374.5M | $-374.5M | $-25.1M | $42.3M | $-67.2M |
| Returns | |||||
| ROE | 0.7% | 0.7% | 3.9% | 4.5% | 4.0% |
| Valuation | |||||
| P/E | 122.50 | 122.50 | — | — | — |
| EV/EBITDA | 46.84 | 46.84 | — | — | — |
| P/B | 0.73 | 0.73 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 197.6% | 197.6% | -13.9% | 27.4% | — |
| EPS Growth | -60.0% | -60.0% | -2.0% | 16.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
121.5%
EPS terminal req.
$0.22
Spread vs growth
-181.5%
5Y implied EPS CAGR
67.4%
EPS terminal req.
$0.26
Spread vs growth
-127.4%
10Y implied EPS CAGR
35.7%
EPS terminal req.
$0.42
Spread vs growth
-95.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-45.7%
Start / end P/E
90.2x → 122.5x
EPS bridge
0.05 → 0.02
Residual
-21.5%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.