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DIFI.TA$63990.00+0.30%
Fair $63990.00+0.0%

DIFI.TA

Direct Finance of Direct Group (2006) Ltd

Financial Services / Credit ServicesTel Aviv

$63990.00

+190.00 (+0.30%)

Fairly Valued+0.0%Fair Value $63990.00Fund rank 18/100 · Data gapFallback financials|
SA 38/D
F-Score: 2/9
High Debt

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 43.0/100

Data gap 18/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 20/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

38/100

D

Piotroski

2/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Debt-to-Equity ratio is 6.19, above the 2.0 threshold
Thesis & Journal · DIFI.TALocal privado en este navegador · Direct Finance of Direct Group (2006) Ltd
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.9B

P/E

12.8x

↑

EV/EBITDA

751.9x

↑

ROE

8.9%

↑

Gross Margin

49.7%

↓

Debt/Equity

6.19

↑
52-Week Range$63990
$44770$64250

TradingView lightweight chart

DIFI.TA price, volumen y niveles de valoración

Último $63,990Periodo +10.2%
Fair value: $63,990

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+3.9%

FCF CAGR

—

FCF margin

-17.0%

FCF / Net income

-2.17x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $1.53B · net income $120.1M · FCF $-260.6M

2022-FY → 2025-FY

Gross margin

49.7%-3.4% pts

Operating margin

13.8%-14.6% pts

Net margin

7.8%-10.0% pts

FCF margin

-17.0%+63.2% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$1.53B$1.53B$1.51B$1.38B$1.37B
Net Income$120.1M$120.1M$141.1M$132.5M$244.5M
EBITDA$262.8M$262.8M$279.2M$252.9M$425.8M
EPS——47.7244.8082.79
Gross Margin49.7%49.7%45.5%49.7%53.1%
Operating Margin13.8%13.8%15.5%15.3%28.5%
Net Margin7.8%7.8%9.3%9.6%17.9%
Balance Sheet
Debt/Equity6.196.195.165.054.40
Current Ratio2.602.60———
Cash Flow
Free Cash Flow$-260.6M$-260.6M$-622.1M$-928.3M$-1.10B
Returns
ROE8.9%8.9%10.7%10.7%20.7%
Valuation
P/E12.7612.761186.501016.74734.63
EV/EBITDA751.86751.86624.15557.18434.01
P/B139.72139.72126.68108.89151.93
Growth & Yield
Revenue Growth1.4%1.4%9.8%0.8%—
EPS Growth——6.5%-45.9%—
Dividend Yield5.9%5.9%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +23.1%

Total return

+23.1%

Start / end P/E

n/dx → n/dx

EPS bridge

47.72 → n/d

Residual

+17.2%

EPS growthn/d
Multiple reratingn/d
Dividend+5.9%
Residual / FX / buybacks / cross-term+17.2%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.