Financial Services / Insurance - LifeJohannesburg
$12761.00
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 56.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$0
P/E
18.5x
↑EV/EBITDA
N/A
•ROE
14.6%
↑Gross Margin
N/A
•Debt/Equity
0.31
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+7.6%
FCF CAGR
+56.2%
FCF margin
8.2%
FCF / Net income
0.70x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $81.95B · net income $9.56B · FCF $6.69B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $81.95B | $81.95B | $88.36B | $63.29B | $65.75B |
| Net Income | $9.56B | $9.56B | $7.56B | $6.58B | $5.48B |
| Net Margin | 11.7% | 11.7% | 8.6% | 10.4% | 8.3% |
| Balance Sheet | |||||
| Debt/Equity | 0.31 | 0.31 | 0.40 | 0.44 | 0.50 |
| Current Ratio | 5.26 | 5.26 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $6.69B | $6.69B | $530.0M | $1.91B | $1.75B |
| Returns | |||||
| ROE | 14.6% | 14.6% | 13.9% | 13.9% | 13.4% |
| Valuation | |||||
| P/E | 18.49 | 18.49 | — | — | — |
| P/B | 129.44 | 129.44 | 115.45 | 131.33 | 153.80 |
| Growth & Yield | |||||
| Revenue Growth | -7.3% | -7.3% | 39.6% | -3.7% | — |
| Dividend Yield | 8.4% | 8.4% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+18.9%
Start / end P/E
n/dx → n/dx
EPS bridge
n/d → n/d
Residual
+10.5%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.