StockAnalyzer

Financial Analysis

DashboardSectorsComparablesScreenerUniverseMicrocapsAI 2nd OrderTheme MapEnergy & MaterialsMacroWatchlistCompareMi CarteraPortfolio

Recent

v0.1
DSCT.TA$3090.00+1.15%
Fair $3090.00+0.0%

DSCT.TA

Israel Discount Bank Limited

Financial Services / Banks - RegionalTel Aviv

$3090.00

+35.00 (+1.15%)

Fairly Valued+0.0%Fair Value $3090.00Fund rank 26/100 · Data gapFallback financials|
SA 34/D
F-Score: 3/9
Declining Revenue

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 55.0/100

Data gap 26/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 25/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

34/100

D

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Revenue has declined for 2 consecutive years
Thesis & Journal · DSCT.TALocal privado en este navegador · Israel Discount Bank Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$37.8B

P/E

9.7x

↓

EV/EBITDA

N/A

•

ROE

12.2%

↑

Gross Margin

N/A

•

Debt/Equity

0.79

↑
52-Week Range$3090
$2418$4137

TradingView lightweight chart

DSCT.TA price, volumen y niveles de valoración

Último $3,090Periodo +1000.0%
Fair value: $3,090

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+1.6%

FCF CAGR

—

FCF margin

45.5%

FCF / Net income

1.44x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $13.12B · net income $4.14B · FCF $5.97B

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

31.5%+3.6% pts

FCF margin

45.5%+61.6% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$13.12B$13.12B$13.23B$13.23B$12.51B
Net Income$4.14B$4.14B$4.28B$4.19B$3.50B
EPS3.363.363.463.392.87
Net Margin31.5%31.5%32.4%31.7%27.9%
Balance Sheet
Debt/Equity0.790.790.670.590.55
Cash Flow
Free Cash Flow$5.97B$5.97B$3.40B$819.0M$-2.01B
Returns
ROE12.2%12.2%13.6%14.7%14.0%
Valuation
P/E9.759.75728.32542.48637.63
P/B112.79112.7998.7779.8989.69
Growth & Yield
Revenue Growth-0.8%-0.8%-0.0%5.8%—
EPS Growth-2.9%-2.9%2.1%18.1%—
Dividend Yield5.0%5.0%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

333.7%

muy exigente

EPS terminal req.

$274.19

Spread vs growth

-336.6%

5Y implied EPS CAGR

150.6%

muy exigente

EPS terminal req.

$331.77

Spread vs growth

-153.4%

10Y implied EPS CAGR

66.0%

muy exigente

EPS terminal req.

$534.31

Spread vs growth

-68.9%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +25.0%

Total return

+25.0%

Start / end P/E

744.2x → 919.6x

EPS bridge

3.46 → 3.36

Residual

-0.7%

EPS growth-2.9%
Multiple rerating+23.6%
Dividend+5.0%
Residual / FX / buybacks / cross-term-0.7%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.