Financial Services / Credit ServicesBSE
$19.21
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 2.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
33/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$225M
P/E
44.7x
↑EV/EBITDA
41.2x
↑ROE
4.0%
↓Gross Margin
58.2%
↑Debt/Equity
0.06
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
-10.3%
FCF CAGR
+20.2%
FCF margin
37.0%
FCF / Net income
0.59x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $8.1M · net income $5.0M · FCF $3.0M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $8.1M | $8.1M | $7.8M | $10.6M | $11.2M |
| Net Income | $5.0M | $5.0M | $1.2M | $106000.00 | $-6.8M |
| EBITDA | $5.6M | $5.6M | $1.7M | $154000.00 | $-3.7M |
| EPS | — | — | 0.11 | 0.01 | -0.58 |
| Gross Margin | 58.2% | 58.2% | 71.3% | 65.2% | 60.1% |
| Operating Margin | 69.6% | 69.6% | 21.4% | 1.4% | -33.3% |
| Net Margin | 62.4% | 62.4% | 15.8% | 1.0% | -61.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.06 | 0.06 | 0.05 | 0.02 | 0.63 |
| Current Ratio | 17.21 | 17.21 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $3.0M | $3.0M | $-3.6M | $5.0M | $1.7M |
| Returns | |||||
| ROE | 4.0% | 4.0% | 1.0% | 0.1% | -5.8% |
| Valuation | |||||
| P/E | 44.67 | 44.67 | 327.27 | — | — |
| EV/EBITDA | 41.22 | 41.22 | 243.10 | — | — |
| P/B | 1.80 | 1.80 | 3.37 | — | — |
| Growth & Yield | |||||
| Revenue Growth | 3.0% | 3.0% | -26.3% | -5.0% | — |
| EPS Growth | — | — | 1000.0% | 101.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-24.3%
Start / end P/E
n/dx → n/dx
EPS bridge
0.11 → n/d
Residual
-24.3%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.