Financial Services / Financial ConglomeratesNSE
$111.15
+0.49 (+0.44%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 28.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
32/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$105.2B
P/E
15.0x
↑EV/EBITDA
N/A
•ROE
9.0%
↑Gross Margin
N/A
•Debt/Equity
4.07
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+14.0%
FCF CAGR
-30.0%
FCF margin
33.3%
FCF / Net income
4.73x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $56.65B · net income $3.99B · FCF $18.86B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $56.65B | $56.65B | $56.29B | $48.45B | $38.22B |
| Net Income | $3.99B | $3.99B | $4.21B | $3.44B | $1.89B |
| EPS | 5.81 | 5.81 | 4.68 | 3.83 | 2.11 |
| Net Margin | 7.0% | 7.0% | 7.5% | 7.1% | 4.9% |
| Balance Sheet | |||||
| Debt/Equity | 4.07 | 4.07 | 4.27 | 3.23 | 3.48 |
| Current Ratio | 8.76 | 8.76 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $18.86B | $18.86B | $28.06B | $28.09B | $54.89B |
| Returns | |||||
| ROE | 9.0% | 9.0% | 8.8% | 5.1% | 2.9% |
| Valuation | |||||
| P/E | 14.96 | 14.96 | 15.43 | 7.72 | 16.04 |
| P/B | 2.32 | 2.32 | 1.37 | 0.39 | 0.46 |
| Growth & Yield | |||||
| Revenue Growth | 0.6% | 0.6% | 16.2% | 26.8% | — |
| EPS Growth | 24.1% | 24.1% | 22.2% | 81.5% | — |
| Dividend Yield | 1.3% | 1.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
19.3%
EPS terminal req.
$9.86
Spread vs growth
4.9%
5Y implied EPS CAGR
15.5%
EPS terminal req.
$11.93
Spread vs growth
8.7%
10Y implied EPS CAGR
12.7%
EPS terminal req.
$19.22
Spread vs growth
11.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+13.6%
Start / end P/E
21.5x → 19.4x
EPS bridge
4.68 → 5.81
Residual
-2.3%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.