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EJFI.L$131.00+1.16%
Fair $131.00+0.0%

EJFI.L

EJF Investments Limited

Financial Services / Asset ManagementLSE

$131.00

+1.50 (+1.16%)

Fairly Valued+0.0%Fair Value $131.00Fund rank 28/100 · Data gapFallback financials|
SA 27/D
F-Score: 3/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 29.0/100

Data gap 28/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 45/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

27/100

D

Piotroski

3/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · EJFI.LLocal privado en este navegador · EJF Investments Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$76M

P/E

16.4x

↑

EV/EBITDA

N/A

•

ROE

5.0%

↓

Gross Margin

N/A

•

Debt/Equity

N/A

•
52-Week Range$131
$113$143

TradingView lightweight chart

EJFI.L price, volumen y niveles de valoración

Último $131.00Periodo -13.2%
Fair value: $131.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

-22.4%

FCF CAGR

+14.4%

FCF margin

251.1%

FCF / Net income

4.06x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $7.7M · net income $4.8M · FCF $19.3M

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

61.8%-24.7% pts

FCF margin

251.1%+172.8% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$7.7M$7.7M$12.5M$-5.8M$16.5M
Net Income$4.8M$4.8M$9.3M$-8.0M$14.3M
EPS0.080.08—-0.130.23
Net Margin61.8%61.8%74.1%136.8%86.5%
Balance Sheet
Current Ratio0.580.58———
Cash Flow
Free Cash Flow$19.3M$19.3M$6.4M$4.1M$12.9M
Returns
ROE5.0%5.0%9.2%-8.1%12.7%
Valuation
P/E16.3816.38——566.52
P/B84.0484.0472.2363.3471.74
Growth & Yield
Revenue Growth-38.7%-38.7%315.0%-135.4%—
EPS Growth———-156.2%—
Dividend Yield8.7%8.7%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

430.2%

muy exigente

EPS terminal req.

$11.62

Spread vs growth

-468.9%

5Y implied EPS CAGR

182.6%

muy exigente

EPS terminal req.

$14.07

Spread vs growth

-221.3%

10Y implied EPS CAGR

76.3%

muy exigente

EPS terminal req.

$22.65

Spread vs growth

-115.0%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +21.7%

Total return

+21.7%

Start / end P/E

n/dx → n/dx

EPS bridge

n/d → 0.08

Residual

+12.9%

EPS growthn/d
Multiple reratingn/d
Dividend+8.7%
Residual / FX / buybacks / cross-term+12.9%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.