Financial Services / Credit ServicesBSE
$7.60
+0.12 (+1.60%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 2.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
26/100
D
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$46M
P/E
N/A
•EV/EBITDA
N/A
•ROE
-12.3%
↓Gross Margin
38.7%
↓Debt/Equity
0.22
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-14.2%
FCF CAGR
—
FCF margin
-160.2%
FCF / Net income
0.66x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $4.0M · net income $-9.7M · FCF $-6.4M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $4.0M | $4.0M | $7.3M | $6.8M | $6.3M |
| Net Income | $-9.7M | $-9.7M | $6.3M | $-1.8M | $2.5M |
| EBITDA | $-9.8M | $-9.8M | $9.0M | $-2.3M | $3.6M |
| EPS | -1.62 | -1.62 | 1.06 | -0.30 | 0.42 |
| Gross Margin | 38.7% | 38.7% | 69.1% | 72.4% | 72.1% |
| Operating Margin | -232.3% | -232.3% | 121.6% | -34.1% | 55.5% |
| Net Margin | -244.3% | -244.3% | 87.1% | -26.6% | 40.3% |
| Balance Sheet | |||||
| Debt/Equity | 0.22 | 0.22 | 0.18 | 0.17 | 0.15 |
| Cash Flow | |||||
| Free Cash Flow | $-6.4M | $-6.4M | $6.8M | $-30000.00 | $-26000.00 |
| Returns | |||||
| ROE | -12.3% | -12.3% | 7.1% | -2.2% | 3.0% |
| Valuation | |||||
| P/E | — | — | 4.50 | — | 13.10 |
| EV/EBITDA | — | — | 4.14 | — | 12.81 |
| P/B | 0.58 | 0.58 | 0.32 | 0.36 | 0.39 |
| Growth & Yield | |||||
| Revenue Growth | -45.3% | -45.3% | 6.7% | 8.1% | — |
| EPS Growth | -252.8% | -252.8% | 453.3% | -171.4% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+4.8%
Start / end P/E
n/dx → n/dx
EPS bridge
1.06 → -1.62
Residual
+4.8%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.