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EQUITASBNK.NS$69.41-2.73%
Fair $69.41+0.0%

EQUITASBNK.NS

Equitas Small Finance Bank Limited

Financial Services / Banks - RegionalNSE

$69.41

-1.97 (-2.73%)

Fairly Valued+0.0%Fair Value $69.41Fund rank 27/100 · Data gapFallback financials|
SA 36/D
F-Score: 1/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 27.0/100

Data gap 27/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 24/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

36/100

D

Piotroski

1/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is 1.7%, below the 5% threshold
Thesis & Journal · EQUITASBNK.NSLocal privado en este navegador · Equitas Small Finance Bank Limited
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$79.2B

P/E

77.1x

↑

EV/EBITDA

N/A

•

ROE

1.7%

↓

Gross Margin

N/A

•

Debt/Equity

0.94

↑
52-Week Range$69
$50$75

TradingView lightweight chart

EQUITASBNK.NS price, volumen y niveles de valoración

Último $70.21Periodo +114.1%
Fair value: $69.41

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2026 · 3 años de histórico normalizado

Revenue CAGR

+13.6%

FCF CAGR

—

FCF margin

-78.6%

FCF / Net income

-34.04x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $44.65B · net income $1.03B · FCF $-35.09B

2023-FY → 2026-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

2.3%-16.5% pts

FCF margin

-78.6%-37.2% pts
MetricTTM
2026
2025
2024
2023
Income Statement
Revenue$44.65B$44.65B$41.63B$37.52B$30.48B
Net Income$1.03B$1.03B$1.47B$7.99B$5.74B
EPS——1.297.014.67
Net Margin2.3%2.3%3.5%21.3%18.8%
Balance Sheet
Debt/Equity0.940.940.350.300.58
Current Ratio1.041.04———
Cash Flow
Free Cash Flow$-35.09B$-35.09B$16.92B$34.70B$-12.63B
Returns
ROE1.7%1.7%2.4%13.4%11.1%
Valuation
P/E77.1277.1243.5314.1215.11
P/B1.291.291.051.891.68
Growth & Yield
Revenue Growth7.2%7.2%11.0%23.1%—
EPS Growth——-81.6%50.1%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +9.8%

Total return

+9.8%

Start / end P/E

n/dx → n/dx

EPS bridge

1.29 → n/d

Residual

+9.8%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term+9.8%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.