Financial Services / Asset ManagementHelsinki
$9.70
+0.12 (+1.25%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 100.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
40/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$402M
P/E
18.7x
↑EV/EBITDA
13.7x
↑ROE
31.3%
↑Gross Margin
67.5%
↑Debt/Equity
0.04
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
-8.8%
FCF CAGR
+3.4%
FCF margin
44.2%
FCF / Net income
1.24x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $60.5M · net income $21.6M · FCF $26.7M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $60.5M | $60.5M | $65.8M | $72.3M | $79.7M |
| Net Income | $21.6M | $21.6M | $27.4M | $31.5M | $36.3M |
| EBITDA | $28.6M | $28.6M | $35.9M | $41.2M | $47.0M |
| EPS | 0.52 | 0.52 | 0.65 | 0.75 | 0.87 |
| Gross Margin | 67.5% | 67.5% | 67.6% | 70.7% | 71.9% |
| Operating Margin | 45.2% | 45.2% | 52.3% | 54.8% | 57.5% |
| Net Margin | 35.7% | 35.7% | 41.6% | 43.6% | 45.6% |
| Balance Sheet | |||||
| Debt/Equity | 0.04 | 0.04 | 0.05 | 0.07 | 0.07 |
| Current Ratio | 4.57 | 4.57 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $26.7M | $26.7M | $14.7M | $29.2M | $24.2M |
| Returns | |||||
| ROE | 31.3% | 31.3% | 37.4% | 41.8% | 44.4% |
| Valuation | |||||
| P/E | 18.65 | 18.65 | 19.46 | 20.59 | 28.28 |
| EV/EBITDA | 13.74 | 13.74 | 14.74 | 15.31 | 21.48 |
| P/B | 5.82 | 5.82 | 7.27 | 8.60 | 12.56 |
| Growth & Yield | |||||
| Revenue Growth | -8.1% | -8.1% | -9.0% | -9.2% | — |
| EPS Growth | -20.0% | -20.0% | -13.3% | -13.8% | — |
| Dividend Yield | 5.3% | 5.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
18.3%
EPS terminal req.
$0.86
Spread vs growth
-38.3%
5Y implied EPS CAGR
14.9%
EPS terminal req.
$1.04
Spread vs growth
-34.9%
10Y implied EPS CAGR
12.4%
EPS terminal req.
$1.68
Spread vs growth
-32.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-2.8%
Start / end P/E
16.3x → 18.7x
EPS bridge
0.65 → 0.52
Residual
-3.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.