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EVERFIN.BO$105.65+5.60%
Fair $105.65+0.0%

EVERFIN.BO

Everlon Financials Ltd

Financial Services / Credit ServicesBSE

$105.65

+5.60 (+5.60%)

Fairly Valued+0.0%Fair Value $105.65Fund rank 21/100 · Data gapFallback financials|
SA 21/D
F-Score: 2/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 35.0/100

Data gap 21/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 12/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

21/100

D

Piotroski

2/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is -38.3%, below the 5% threshold
Thesis & Journal · EVERFIN.BOLocal privado en este navegador · Everlon Financials Ltd
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$655M

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

-38.3%

↓

Gross Margin

-34.4%

↓

Debt/Equity

N/A

•
52-Week Range$106
$78$168

TradingView lightweight chart

EVERFIN.BO price, volumen y niveles de valoración

Último $105.65Periodo +47823.2%
Fair value: $105.65

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2026 · 3 años de histórico normalizado

Revenue CAGR

+47.4%

FCF CAGR

—

FCF margin

-2.2%

FCF / Net income

0.05x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $164.8M · net income $-66.6M · FCF $-3.6M

2023-FY → 2026-FY

Gross margin

-34.4%-84.2% pts

Operating margin

-38.1%-76.6% pts

Net margin

-40.4%-66.6% pts

FCF margin

-2.2%+40.2% pts
MetricTTM
2026
2025
2024
2023
Income Statement
Revenue$164.8M$164.8M$131.1M$101.1M$51.5M
Net Income$-66.6M$-66.6M$11.9M$80.0M$13.5M
EBITDA$-61.7M$-61.7M$43.3M$91.7M$21.7M
EPS——1.9212.912.40
Gross Margin-34.4%-34.4%19.6%95.0%49.8%
Operating Margin-38.1%-38.1%13.6%88.6%38.5%
Net Margin-40.4%-40.4%9.1%79.2%26.2%
Balance Sheet
Current Ratio73.2073.20———
Cash Flow
Free Cash Flow$-3.6M$-3.6M$1.9M$-16.0M$-21.8M
Returns
ROE-38.3%-38.3%3.8%41.2%13.5%
Valuation
P/E——57.276.1815.48
EV/EBITDA——15.735.399.56
P/B3.763.762.182.542.09
Growth & Yield
Revenue Growth25.6%25.6%29.7%96.4%—
EPS Growth——-85.1%437.9%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%
Reverse DCF requires positive EPS; loss-making or zero-EPS companies cannot produce a clean EPS hurdle.

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -15.4%

Total return

-15.4%

Start / end P/E

n/dx → n/dx

EPS bridge

1.92 → n/d

Residual

-15.4%

EPS growthn/d
Multiple reratingn/d
Dividend+0.0%
Residual / FX / buybacks / cross-term-15.4%

EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.