Financial Services / Credit ServicesKuwait
$286.00
-2.00 (-0.69%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 28.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
45/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$145M
P/E
9.5x
↓EV/EBITDA
N/A
•ROE
9.3%
↑Gross Margin
N/A
•Debt/Equity
0.84
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+8.3%
FCF CAGR
+8.7%
FCF margin
110.1%
FCF / Net income
1.22x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $17.3M · net income $15.7M · FCF $19.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $17.3M | $17.3M | $15.2M | $10.5M | $13.6M |
| Net Income | $15.7M | $15.7M | $12.1M | $8.5M | $10.4M |
| EPS | — | — | 0.02 | 0.02 | 0.02 |
| Net Margin | 90.6% | 90.6% | 79.2% | 80.4% | 76.1% |
| Balance Sheet | |||||
| Debt/Equity | 0.84 | 0.84 | 0.69 | 0.66 | 0.71 |
| Current Ratio | 57.23 | 57.23 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $19.1M | $19.1M | $14.1M | $8.6M | $14.9M |
| Returns | |||||
| ROE | 9.3% | 9.3% | 7.4% | 5.3% | 6.4% |
| Valuation | |||||
| P/E | 9.53 | 9.53 | 10375.00 | 9529.41 | 8850.00 |
| P/B | 862.29 | 862.29 | 769.61 | 512.63 | 558.28 |
| Growth & Yield | |||||
| Revenue Growth | 13.7% | 13.7% | 44.4% | -22.6% | — |
| EPS Growth | — | — | 41.2% | -15.0% | — |
| Dividend Yield | 7.3% | 7.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+23.1%
Start / end P/E
n/dx → n/dx
EPS bridge
0.02 → n/d
Residual
+15.8%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.