FBLA$13.90+0.00%

Fair $13.90+0.0%

FBLA

FB Bancorp, Inc.

Financial Services / Banks - RegionalNasdaqCM

$13.90

+0.00 (+0.00%)

Fairly Valued+0.0%Fair Value $13.90Fund rank 22/100 · Data gapFallback financials|

SA 8/F

F-Score: 5/9

Declining RevenueLow Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 2.0/100

Data gap 22/100

Bear 5Yn/dn/d

Base 5Yn/dn/d

Bull 5Yn/dn/d

Return 0/100Downside 20/100Model quality 21/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

8/100

Piotroski

5/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

12/100

SEC 0%

Latest source: unknownPeriods: 3Warnings: 2unknown: 3

No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. Revenue has declined for 2 consecutive years ROE is 0.4%, below the 5% threshold

Thesis & Journal · FBLALocal privado en este navegador · FB Bancorp, Inc.

Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Tesis central

Bull caseBase caseBear case

CatalizadoresRiesgos

Kill criteria

Mi valoración / targetReview date

Sin guardar todavía.

Market Cap

$225M

P/E

N/A

•

EV/EBITDA

N/A

•

ROE

0.4%

↓

Gross Margin

N/A

•

Debt/Equity

N/A

•

No hay histórico de precio usable para pintar el gráfico TradingView.

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2023–2025 · 2 años de histórico normalizado

Revenue CAGR

-2.4%

FCF CAGR

—

FCF margin

-5.9%

FCF / Net income

-3.11x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $65.8M · net income $1.3M · FCF $-3.9M

2023-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

1.9%+0.3% pts

FCF margin

-5.9%+14.4% pts

Metric	TTM	2025	2024	2023
Income Statement
Revenue	$65.8M	$65.8M	$66.5M	$69.1M
Net Income	$1.3M	$1.3M	$-6.2M	$1.1M
EPS	0.07	0.07	-1.74	—
Net Margin	1.9%	1.9%	-9.3%	1.6%
Cash Flow
Free Cash Flow	$-3.9M	$-3.9M	$-4.6M	$-14.0M
Returns
ROE	0.4%	0.4%	-1.9%	0.7%
Growth & Yield
Revenue Growth	-1.0%	-1.0%	-3.8%	—
EPS Growth	104.0%	104.0%	—	—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

3Y implied EPS CAGR

160.2%

muy exigente

EPS terminal req.

$1.23

Spread vs growth

-56.2%

5Y implied EPS CAGR

84.4%

muy exigente

EPS terminal req.

$1.49

Spread vs growth

19.6%

10Y implied EPS CAGR

42.4%

muy exigente

EPS terminal req.

$2.40

Spread vs growth

61.6%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.