Financial Services / Banks - RegionalNasdaqCM
$15.18
+0.07 (+0.46%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 8.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
30/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$80M
P/E
17.7x
↑EV/EBITDA
N/A
•ROE
3.2%
↓Gross Margin
N/A
•Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+8.0%
FCF CAGR
-31.3%
FCF margin
5.5%
FCF / Net income
0.23x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $17.3M · net income $4.1M · FCF $942000.0
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $17.3M | $17.3M | $10.1M | $11.0M | $13.7M |
| Net Income | $4.1M | $4.1M | $-1.1M | $797000.00 | $2.9M |
| EPS | 0.80 | 0.80 | -0.21 | 0.14 | 0.52 |
| Net Margin | 23.7% | 23.7% | -10.7% | 7.2% | 21.2% |
| Balance Sheet | |||||
| Debt/Equity | — | — | — | 0.05 | — |
| Cash Flow | |||||
| Free Cash Flow | $942000.00 | $942000.00 | $-1.6M | $-1.1M | $2.9M |
| Returns | |||||
| ROE | 3.2% | 3.2% | -0.9% | 1.0% | 3.8% |
| Valuation | |||||
| P/E | 17.65 | 17.65 | — | — | — |
| P/B | 0.60 | 0.60 | 0.51 | — | — |
| Growth & Yield | |||||
| Revenue Growth | 71.6% | 71.6% | -8.7% | -19.8% | — |
| EPS Growth | 481.0% | 481.0% | -246.5% | -72.6% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
19.0%
EPS terminal req.
$1.35
Spread vs growth
462.0%
5Y implied EPS CAGR
15.3%
EPS terminal req.
$1.63
Spread vs growth
465.7%
10Y implied EPS CAGR
12.6%
EPS terminal req.
$2.62
Spread vs growth
468.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+22.3%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.21 → 0.80
Residual
+22.3%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.