Financial Services / Banks - RegionalNasdaqGS
$15.99
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 17.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
21/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$542M
P/E
N/A
•EV/EBITDA
N/A
•ROE
2.7%
↓Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
+4.5%
FCF CAGR
+5.1%
FCF margin
12.0%
FCF / Net income
2.96x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $466.2M · net income $18.9M · FCF $55.8M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $466.2M | $466.2M | $465.4M | $401.5M | $316.6M | $288.6M | $264.3M | $279.0M | $257.0M | $234.6M | $221.0M | $204.1M | $197.1M | $200.5M | $213.7M | $224.5M | $229.6M | $230.1M |
| Net Income | $18.9M | $18.9M | $-31.3M | $28.7M | $76.9M | $81.8M | $34.7M | $41.3M | $55.1M | $41.1M | $64.9M | $46.2M | $44.2M | $37.8M | $34.3M | $35.3M | $38.8M | $25.6M |
| EPS | 0.54 | 0.54 | -1.07 | 0.96 | 2.50 | 2.59 | 1.18 | 1.44 | 1.92 | 1.41 | 2.24 | 1.59 | 1.48 | 1.26 | 1.13 | 1.15 | 1.28 | 0.91 |
| Net Margin | 4.0% | 4.0% | -6.7% | 7.1% | 24.3% | 28.3% | 13.1% | 14.8% | 21.4% | 17.5% | 29.4% | 22.6% | 22.4% | 18.8% | 16.1% | 15.7% | 16.9% | 11.1% |
| Cash Flow | ||||||||||||||||||
| Free Cash Flow | $55.8M | $55.8M | $10.1M | $29.1M | $81.4M | $84.9M | $68.8M | $59.6M | $71.9M | $74.1M | $35.7M | $33.6M | $53.1M | — | — | $60.2M | $64.2M | $25.3M |
| Returns | ||||||||||||||||||
| ROE | 2.7% | 2.7% | -4.3% | 4.3% | 11.4% | 12.0% | 5.6% | 7.1% | 10.0% | 7.7% | 12.6% | 9.8% | 9.7% | 8.7% | 7.8% | 8.5% | 10.0% | 7.1% |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | 0.2% | 0.2% | 15.9% | 26.8% | 9.7% | 9.2% | -5.2% | 8.5% | 9.6% | 6.1% | 8.3% | 3.6% | -1.7% | -6.2% | -4.8% | -2.2% | -0.2% | — |
| EPS Growth | 150.5% | 150.5% | -211.5% | -61.6% | -3.5% | 119.5% | -18.1% | -25.0% | 36.2% | -37.1% | 40.9% | 7.4% | 17.5% | 11.5% | -1.7% | -10.2% | 40.7% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
38.0%
EPS terminal req.
$1.42
Spread vs growth
112.5%
5Y implied EPS CAGR
26.0%
EPS terminal req.
$1.72
Spread vs growth
124.4%
10Y implied EPS CAGR
17.7%
EPS terminal req.
$2.76
Spread vs growth
132.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.