Financial Services / Credit ServicesNSE
$58.50
-0.85 (-1.40%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 34.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
31/100
D
Piotroski
1/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$8.2B
P/E
36.6x
↑EV/EBITDA
35.7x
↑ROE
8.4%
↑Gross Margin
41.8%
↓Debt/Equity
1.17
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+83.0%
FCF CAGR
—
FCF margin
-99.7%
FCF / Net income
-7.95x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.39B · net income $174.1M · FCF $-1.38B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.39B | $1.39B | $893.3M | $503.5M | $226.4M |
| Net Income | $174.1M | $174.1M | $160.7M | $143.2M | $216.1M |
| EBITDA | $270.8M | $270.8M | $224.6M | $207.1M | $274.0M |
| EPS | — | — | — | — | 1.70 |
| Gross Margin | 41.8% | 41.8% | 54.6% | 49.8% | 54.1% |
| Operating Margin | 30.6% | 30.6% | 47.3% | 40.4% | 37.0% |
| Net Margin | 12.5% | 12.5% | 18.0% | 28.4% | 95.4% |
| Balance Sheet | |||||
| Debt/Equity | 1.17 | 1.17 | 0.40 | 0.30 | 0.15 |
| Current Ratio | 52.31 | 52.31 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-1.38B | $-1.38B | $-138.6M | $-211.4M | $281.2M |
| Returns | |||||
| ROE | 8.4% | 8.4% | 8.5% | 8.3% | 13.7% |
| Valuation | |||||
| P/E | 36.56 | 36.56 | — | — | — |
| EV/EBITDA | 35.74 | 35.74 | — | — | — |
| P/B | 3.60 | 3.60 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 55.3% | 55.3% | 77.4% | 122.4% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-49.4%
Start / end P/E
n/dx → n/dx
EPS bridge
n/d → n/d
Residual
-49.4%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.