Financial Services / Banks - RegionalNSE
$128.89
+2.17 (+1.71%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 48.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
30/100
D
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$10.7B
P/E
20.7x
↑EV/EBITDA
N/A
•ROE
12.4%
↑Gross Margin
N/A
•Debt/Equity
1.12
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+21.4%
FCF CAGR
—
FCF margin
-13.0%
FCF / Net income
-0.95x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $6.78B · net income $925.3M · FCF $-883.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $6.78B | $6.78B | $5.56B | $4.47B | $3.78B |
| Net Income | $925.3M | $925.3M | $862.2M | $650.9M | $427.4M |
| EPS | 11.08 | 11.08 | 10.36 | 7.82 | 5.34 |
| Net Margin | 13.7% | 13.7% | 15.5% | 14.6% | 11.3% |
| Balance Sheet | |||||
| Debt/Equity | 1.12 | 1.12 | 1.11 | 0.79 | 0.52 |
| Cash Flow | |||||
| Free Cash Flow | $-883.2M | $-883.2M | $-470.0M | $-1.14B | $1.43B |
| Returns | |||||
| ROE | 12.4% | 12.4% | 13.4% | 11.8% | 8.9% |
| Valuation | |||||
| P/E | 20.69 | 20.69 | 28.49 | 26.83 | 56.01 |
| P/B | 1.44 | 1.44 | 3.82 | 3.16 | 4.99 |
| Growth & Yield | |||||
| Revenue Growth | 21.9% | 21.9% | 24.3% | 18.2% | — |
| EPS Growth | 6.9% | 6.9% | 32.5% | 46.4% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
1.1%
EPS terminal req.
$11.44
Spread vs growth
5.9%
5Y implied EPS CAGR
4.5%
EPS terminal req.
$13.84
Spread vs growth
2.4%
10Y implied EPS CAGR
7.2%
EPS terminal req.
$22.29
Spread vs growth
-0.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-46.9%
Start / end P/E
23.4x → 11.6x
EPS bridge
10.36 → 11.08
Residual
-3.5%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.