Financial Services / Banks - RegionalOTC Markets OTCID
$44.00
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 33.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
36/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$145M
P/E
129.4x
↑EV/EBITDA
N/A
•ROE
8.4%
↑Gross Margin
N/A
•Debt/Equity
1.32
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+2.0%
FCF CAGR
+30.2%
FCF margin
17.1%
FCF / Net income
1.52x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $10.0M · net income $1.1M · FCF $1.7M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $10.0M | $10.0M | $9.2M | $8.7M | $9.4M |
| Net Income | $1.1M | $1.1M | $743515.00 | $-81858.00 | $803076.00 |
| EPS | — | — | — | -0.03 | 0.26 |
| Net Margin | 11.2% | 11.2% | 8.0% | -0.9% | 8.6% |
| Balance Sheet | |||||
| Debt/Equity | 1.32 | 1.32 | 2.32 | 2.18 | 0.71 |
| Cash Flow | |||||
| Free Cash Flow | $1.7M | $1.7M | $1.1M | $249274.00 | $774653.00 |
| Returns | |||||
| ROE | 8.4% | 8.4% | 8.0% | -1.1% | 13.8% |
| Valuation | |||||
| P/E | 129.41 | 129.41 | — | — | 103.26 |
| P/B | 10.42 | 10.42 | 7.70 | 8.68 | 14.25 |
| Growth & Yield | |||||
| Revenue Growth | 7.8% | 7.8% | 5.8% | -6.9% | — |
| EPS Growth | — | — | — | -110.0% | — |
| Dividend Yield | 2.8% | 2.8% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+72.1%
Start / end P/E
n/dx → n/dx
EPS bridge
n/d → n/d
Residual
+69.2%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.