Financial Services / Banks - RegionalCopenhagen
$245.50
+8.00 (+3.26%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 59.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
46/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$2.4B
P/E
8.3x
↓EV/EBITDA
N/A
•ROE
14.3%
↑Gross Margin
N/A
•Debt/Equity
0.53
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+16.5%
FCF CAGR
+49.4%
FCF margin
152.2%
FCF / Net income
3.21x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $609.1M · net income $288.3M · FCF $926.7M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $609.1M | $609.1M | $635.1M | $617.0M | $384.9M |
| Net Income | $288.3M | $288.3M | $310.4M | $307.5M | $164.4M |
| EPS | 30.12 | 30.12 | 32.42 | 32.12 | 17.17 |
| Net Margin | 47.3% | 47.3% | 48.9% | 49.8% | 42.7% |
| Balance Sheet | |||||
| Debt/Equity | 0.53 | 0.53 | 0.55 | 0.58 | 0.37 |
| Cash Flow | |||||
| Free Cash Flow | $926.7M | $926.7M | $931.8M | $29.0M | $278.2M |
| Returns | |||||
| ROE | 14.3% | 14.3% | 15.0% | 15.4% | 8.4% |
| Valuation | |||||
| P/E | 8.29 | 8.29 | 5.06 | 5.23 | 8.12 |
| P/B | 1.17 | 1.17 | 0.76 | 0.80 | 0.68 |
| Growth & Yield | |||||
| Revenue Growth | -4.1% | -4.1% | 2.9% | 60.3% | — |
| EPS Growth | -7.1% | -7.1% | 0.9% | 87.1% | — |
| Dividend Yield | 8.3% | 8.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-10.2%
EPS terminal req.
$21.78
Spread vs growth
3.1%
5Y implied EPS CAGR
-2.6%
EPS terminal req.
$26.36
Spread vs growth
-4.5%
10Y implied EPS CAGR
3.5%
EPS terminal req.
$42.45
Spread vs growth
-10.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+52.3%
Start / end P/E
5.4x → 8.4x
EPS bridge
32.42 → 30.12
Residual
-3.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.