Financial Services / Banks - RegionalOTC Markets OTCID
$225.00
-4.15 (-1.81%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 68.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
55/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$214M
P/E
8.1x
↓EV/EBITDA
N/A
•ROE
18.6%
↑Gross Margin
N/A
•Debt/Equity
1.03
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2010–2025 · 15 años de histórico normalizado
Revenue CAGR
+13.7%
FCF CAGR
—
FCF margin
43.7%
FCF / Net income
1.35x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $76.9M · net income $25.0M · FCF $33.6M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|
| Income Statement | |||||||
| Revenue | $76.9M | $76.9M | $62.3M | $56.4M | $51.1M | $10.5M | $11.2M |
| Net Income | $25.0M | $25.0M | $19.0M | $14.0M | $12.2M | $750000.00 | $-2.1M |
| EPS | 26.72 | 26.72 | 20.79 | 15.56 | 13.95 | 1.16 | -3.25 |
| Net Margin | 32.5% | 32.5% | 30.5% | 24.9% | 24.0% | 7.1% | -18.8% |
| Balance Sheet | |||||||
| Debt/Equity | 1.03 | 1.03 | 0.83 | 1.77 | 2.65 | — | — |
| Cash Flow | |||||||
| Free Cash Flow | $33.6M | $33.6M | $18.5M | $23.1M | $17.7M | — | — |
| Returns | |||||||
| ROE | 18.6% | 18.6% | 18.1% | 16.2% | 17.1% | 3.1% | -9.2% |
| Valuation | |||||||
| P/E | 8.11 | 8.11 | 6.25 | 6.20 | 6.67 | — | — |
| P/B | 1.56 | 1.56 | 1.13 | 1.00 | 1.14 | — | — |
| Growth & Yield | |||||||
| Revenue Growth | 23.5% | 23.5% | 10.5% | 10.3% | — | -6.1% | — |
| EPS Growth | 28.5% | 28.5% | 33.6% | 11.5% | — | 135.7% | — |
| Dividend Yield | 0.8% | 0.8% | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-9.3%
EPS terminal req.
$19.97
Spread vs growth
37.8%
5Y implied EPS CAGR
-2.0%
EPS terminal req.
$24.16
Spread vs growth
30.5%
10Y implied EPS CAGR
3.8%
EPS terminal req.
$38.91
Spread vs growth
24.7%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+61.5%
Start / end P/E
6.7x → 8.4x
EPS bridge
20.79 → 26.72
Residual
+7.1%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.