Financial Services / Credit ServicesBSE
$6.90
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 46.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
48/100
C
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$116M
P/E
49.3x
↑EV/EBITDA
39.0x
↑ROE
10.8%
↑Gross Margin
58.6%
↑Debt/Equity
0.08
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+577.9%
FCF CAGR
—
FCF margin
-35.3%
FCF / Net income
-0.41x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $3.4M · net income $3.0M · FCF $-1.2M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $3.4M | $3.4M | $2.4M | $3.1M | $11000.00 |
| Net Income | $3.0M | $3.0M | $1.1M | $2.8M | $8.4M |
| EBITDA | $3.0M | $3.0M | $1.1M | $2.4M | $8.4M |
| EPS | 0.18 | 0.18 | 0.07 | 0.17 | 0.50 |
| Gross Margin | 58.6% | 58.6% | 97.0% | 86.6% | -6445.5% |
| Operating Margin | 44.4% | 44.4% | 43.3% | -53.3% | -24463.6% |
| Net Margin | 86.5% | 86.5% | 46.0% | 91.0% | 75990.9% |
| Balance Sheet | |||||
| Debt/Equity | 0.08 | 0.08 | 0.03 | 0.03 | 0.19 |
| Current Ratio | 7.01 | 7.01 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-1.2M | $-1.2M | $-3.2M | $6.1M | $-2.2M |
| Returns | |||||
| ROE | 10.8% | 10.8% | 4.5% | 12.1% | 40.6% |
| Valuation | |||||
| P/E | 49.29 | 49.29 | — | — | — |
| EV/EBITDA | 39.05 | 39.05 | — | — | — |
| P/B | 4.20 | 4.20 | — | — | — |
| Growth & Yield | |||||
| Revenue Growth | 43.8% | 43.8% | -23.7% | 28290.9% | — |
| EPS Growth | 157.1% | 157.1% | -58.8% | -66.0% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
50.4%
EPS terminal req.
$0.61
Spread vs growth
106.8%
5Y implied EPS CAGR
32.7%
EPS terminal req.
$0.74
Spread vs growth
124.4%
10Y implied EPS CAGR
20.8%
EPS terminal req.
$1.19
Spread vs growth
136.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-66.6%
Start / end P/E
295.0x → 38.3x
EPS bridge
0.07 → 0.18
Residual
-136.7%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.