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FUJI.JK$274.00-2.84%
Fair $274.00+0.0%

FUJI.JK

PT Fuji Finance Indonesia Tbk

Financial Services / Credit ServicesJakarta

$274.00

-8.00 (-2.84%)

Fairly Valued+0.0%Fair Value $274.00Fund rank 32/100 · Data gapFallback financials|
SA 39/D
F-Score: 2/9
Low Profitability

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 20.0/100

Data gap 32/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 37/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

39/100

D

Piotroski

2/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 1unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified. ROE is 4.6%, below the 5% threshold
Thesis & Journal · FUJI.JKLocal privado en este navegador · PT Fuji Finance Indonesia Tbk
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$356.2B

P/E

61.0x

↑

EV/EBITDA

24.4x

↑

ROE

4.6%

↓

Gross Margin

80.7%

↑

Debt/Equity

0.01

↓
52-Week Range$274
$264$1000

TradingView lightweight chart

FUJI.JK price, volumen y niveles de valoración

Último $274.00Periodo +46.5%
Fair value: $274.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+11.7%

FCF CAGR

-15.7%

FCF margin

162.5%

FCF / Net income

2.97x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $15.26B · net income $8.35B · FCF $24.79B

2022-FY → 2025-FY

Gross margin

80.7%+3.4% pts

Operating margin

63.9%+32.6% pts

Net margin

54.7%-21.1% pts

FCF margin

162.5%-215.4% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$15.26B$15.26B$14.01B$9.55B$10.96B
Net Income$8.35B$8.35B$11.04B$3.88B$8.31B
EBITDA$10.41B$10.41B$10.58B$6.17B$4.19B
EPS6.426.428.492.986.39
Gross Margin80.7%80.7%83.2%72.9%77.3%
Operating Margin63.9%63.9%70.2%56.8%31.4%
Net Margin54.7%54.7%78.8%40.6%75.9%
Balance Sheet
Debt/Equity0.010.01———
Current Ratio382.14382.14———
Cash Flow
Free Cash Flow$24.79B$24.79B$-41.48B$6.56B$41.41B
Returns
ROE4.6%4.6%6.4%2.4%5.3%
Valuation
P/E61.0261.0236.5185.9162.60
EV/EBITDA24.4124.4130.2534.1396.21
P/B1.971.972.342.063.30
Growth & Yield
Revenue Growth8.9%8.9%46.7%-12.9%—
EPS Growth-24.4%-24.4%184.9%-53.4%—

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

55.9%

muy exigente

EPS terminal req.

$24.31

Spread vs growth

-80.3%

5Y implied EPS CAGR

35.6%

muy exigente

EPS terminal req.

$29.42

Spread vs growth

-60.0%

10Y implied EPS CAGR

22.1%

exigente

EPS terminal req.

$47.38

Spread vs growth

-46.5%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total -20.3%

Total return

-20.3%

Start / end P/E

40.5x → 42.7x

EPS bridge

8.49 → 6.42

Residual

-1.3%

EPS growth-24.4%
Multiple rerating+5.3%
Dividend+0.0%
Residual / FX / buybacks / cross-term-1.3%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.