Financial Services / Credit ServicesBSE
$49.89
+1.89 (+3.94%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 28.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
44/100
C
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$523M
P/E
66.5x
↑EV/EBITDA
73.6x
↑ROE
4.9%
↓Gross Margin
27.2%
↓Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+22.4%
FCF CAGR
-11.2%
FCF margin
32.4%
FCF / Net income
2.70x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $65.2M · net income $7.8M · FCF $21.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $65.2M | $65.2M | $2.0M | $30.4M | $35.6M |
| Net Income | $7.8M | $7.8M | $-609000.00 | $14.1M | $26.7M |
| EBITDA | $5.9M | $5.9M | $-6.2M | $20.1M | $34.2M |
| EPS | — | — | -0.06 | 1.35 | 2.55 |
| Gross Margin | 27.2% | 27.2% | -139.8% | 61.6% | 94.8% |
| Operating Margin | 9.0% | 9.0% | -314.6% | 49.9% | 88.9% |
| Net Margin | 12.0% | 12.0% | -30.7% | 46.5% | 75.1% |
| Balance Sheet | |||||
| Debt/Equity | — | — | 0.03 | — | — |
| Current Ratio | 4.65 | 4.65 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $21.1M | $21.1M | $2.2M | $5.5M | $30.2M |
| Returns | |||||
| ROE | 4.9% | 4.9% | -0.4% | 9.2% | 17.9% |
| Valuation | |||||
| P/E | 66.52 | 66.52 | — | 69.89 | 11.94 |
| EV/EBITDA | 73.57 | 73.57 | — | 45.96 | 7.35 |
| P/B | 3.26 | 3.26 | 3.99 | 6.45 | 2.13 |
| Growth & Yield | |||||
| Revenue Growth | 3185.1% | 3185.1% | -93.5% | -14.6% | — |
| EPS Growth | — | — | -104.4% | -47.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-9.7%
Start / end P/E
n/dx → n/dx
EPS bridge
-0.06 → n/d
Residual
-9.7%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.