Financial Services / Insurance - DiversifiedMilan
$38.40
-0.31 (-0.80%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 50.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
48/100
C
Piotroski
7/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$57.4B
P/E
14.3x
↑EV/EBITDA
N/A
•ROE
13.0%
↑Gross Margin
N/A
•Debt/Equity
1.23
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+30.9%
FCF CAGR
+26.8%
FCF margin
25.9%
FCF / Net income
4.61x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $74.13B · net income $4.17B · FCF $19.23B
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $74.13B | $74.13B | $58.53B | $66.94B | $33.06B |
| Net Income | $4.17B | $4.17B | $3.72B | $3.75B | $2.23B |
| EPS | 2.70 | 2.70 | 2.45 | 2.43 | 1.41 |
| Net Margin | 5.6% | 5.6% | 6.4% | 5.6% | 6.8% |
| Balance Sheet | |||||
| Debt/Equity | 1.23 | 1.23 | 1.24 | 1.22 | 1.36 |
| Current Ratio | 2.23 | 2.23 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $19.23B | $19.23B | $15.01B | $1.55B | $9.42B |
| Returns | |||||
| ROE | 13.0% | 13.0% | 12.3% | 12.9% | 8.4% |
| Valuation | |||||
| P/E | 14.28 | 14.28 | 11.60 | 8.13 | 12.30 |
| P/B | 1.85 | 1.85 | 1.42 | 1.05 | 1.03 |
| Growth & Yield | |||||
| Revenue Growth | 26.7% | 26.7% | -12.6% | 102.5% | — |
| EPS Growth | 10.3% | 10.3% | 0.7% | 72.3% | — |
| Dividend Yield | 4.2% | 4.2% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
8.1%
EPS terminal req.
$3.41
Spread vs growth
2.2%
5Y implied EPS CAGR
8.8%
EPS terminal req.
$4.12
Spread vs growth
1.4%
10Y implied EPS CAGR
9.4%
EPS terminal req.
$6.64
Spread vs growth
0.9%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+23.8%
Start / end P/E
13.1x → 14.2x
EPS bridge
2.45 → 2.70
Residual
+0.9%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.