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Financial Analysis

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GBK.KW$342.00-0.58%
Fair $342.00+0.0%

GBK.KW

Gulf Bank K.S.C.P.

Financial Services / Banks - RegionalKuwait

$342.00

-2.00 (-0.58%)

Fairly Valued+0.0%Fair Value $342.00Fund rank 21/100 · Data gapFallback financials|
SA 30/D
F-Score: 1/9

Book/ROE base 3Y

n/d

n/d CAGR · P/B n/d

Book/ROE base 5Y

n/d

n/d base · n/d expected

Precio de entrada

n/d

MOS 100% · confianza 20%

Book/ROE escenarios

weak_data · book/share n/d · quality 32.0/100

Data gap 21/100
Bear 5Yn/dn/d
Base 5Yn/dn/d
Bull 5Yn/dn/d
Return 0/100Downside 20/100Model quality 0/100Data QA 20/100

Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.

Quality + valuation scorecard

SA Score

30/100

D

Piotroski

1/9

balance/quality

Valuation

50/100

+0.0% upside

5Y CAGR

+0.0%

50/100

Data QA

16/100

SEC 0%

Latest source: unknownPeriods: 4Warnings: 0unknown: 4
No SEC-backed annual rows; valuation uses fallback financial data. Insufficient audited annual history (<3 SEC-backed years); financial Book/ROE targets are disabled until manually verified.
Thesis & Journal · GBK.KWLocal privado en este navegador · Gulf Bank K.S.C.P.
Plantilla tipo buy-side: tesis, bull/base/bear, catalizadores, riesgos, kill criteria y fecha de revisión. Esto no gasta GPT-5.5; luego lo usamos como contexto del memo.

Sin guardar todavía.

Market Cap

$1.4B

P/E

34.2x

↑

EV/EBITDA

N/A

•

ROE

6.1%

↓

Gross Margin

N/A

•

Debt/Equity

0.92

↑
52-Week Range$342
$304$362

TradingView lightweight chart

GBK.KW price, volumen y niveles de valoración

Último $342.00Periodo +65.7%
Fair value: $342.00

Price & Ratios

Absolute Values (Left Axis)

Ratios / Percentages (Right Axis)

Financial statement dashboard

Crecimiento, márgenes y provenance

2022–2025 · 3 años de histórico normalizado

Revenue CAGR

+1.4%

FCF CAGR

—

FCF margin

-352.7%

FCF / Net income

-12.72x

Latest source

Provider fallback

Margin decomposition

Último año: revenue $188.9M · net income $52.4M · FCF $-666.2M

2022-FY → 2025-FY

Gross margin

—— pts

Operating margin

—— pts

Net margin

27.7%-6.4% pts

FCF margin

-352.7%-189.1% pts
MetricTTM
2025
2024
2023
2022
Income Statement
Revenue$188.9M$188.9M$199.4M$190.4M$181.1M
Net Income$52.4M$52.4M$60.2M$71.2M$61.8M
EPS0.010.010.010.020.02
Net Margin27.7%27.7%30.2%37.4%34.1%
Balance Sheet
Debt/Equity0.920.920.630.700.69
Cash Flow
Free Cash Flow$-666.2M$-666.2M$393.9M$121.9M$-296.4M
Returns
ROE6.1%6.1%7.2%8.7%8.6%
Valuation
P/E34.2034.2020634.4713475.8816190.49
P/B1674.111674.111480.451172.631354.85
Growth & Yield
Revenue Growth-5.3%-5.3%4.7%5.1%—
EPS Growth-13.3%-13.3%-21.3%16.7%—
Dividend Yield2.6%2.6%———

Revenue, Net Income & Free Cash Flow ($B)

Margins (%)

Returns (%)

Leverage & Liquidity

Reverse DCF · market-implied EPS growthterminal P/E 15.0x · COE 10.0%

3Y implied EPS CAGR

1248.3%

muy exigente

EPS terminal req.

$30.35

Spread vs growth

-1261.6%

5Y implied EPS CAGR

394.8%

muy exigente

EPS terminal req.

$36.72

Spread vs growth

-408.1%

10Y implied EPS CAGR

133.3%

muy exigente

EPS terminal req.

$59.14

Spread vs growth

-146.6%

Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.

Return attribution · 1Y approxreconcilia total +9.8%

Total return

+9.8%

Start / end P/E

22332.8x → 27623.0x

EPS bridge

0.01 → 0.01

Residual

-3.2%

EPS growth-13.3%
Multiple rerating+23.7%
Dividend+2.6%
Residual / FX / buybacks / cross-term-3.2%

Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.