Financial Services / Mortgage FinanceNYSE
$5.40
+0.09 (+1.69%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 36.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
8/100
F
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$127M
P/E
N/A
•EV/EBITDA
N/A
•ROE
-2.0%
↓Gross Margin
N/A
•Debt/Equity
2.89
↑TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
+0.3%
FCF CAGR
—
FCF margin
170.5%
FCF / Net income
-4.93x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $22.0M · net income $-7.6M · FCF $37.5M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $22.0M | $22.0M | $40.0M | $76.3M | $90.4M | $68.5M | $55.5M | $62.3M | $81.4M | $70.4M | $59.0M | $60.0M | $41.9M | $44.3M | $25.1M | $21.7M | $16.9M | $20.9M |
| Net Income | $-7.6M | $-7.6M | $21.3M | $54.0M | $65.6M | $38.1M | $7.2M | $30.5M | $41.1M | $30.6M | $23.8M | $26.6M | $15.0M | $17.7M | $5.0M | $-1.7M | $-604191.00 | $23.8M |
| EBITDA | — | — | — | — | — | — | — | — | — | — | $30.6M | $33.1M | $19.9M | $23.5M | $9.4M | $1.7M | $3.2M | $29.9M |
| EPS | -0.52 | -0.52 | 0.76 | 2.06 | 2.62 | 1.52 | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | 40.3% | 44.4% | 35.8% | 40.0% | 17.7% | -10.3% | -2.4% | 114.1% |
| Net Margin | -34.6% | -34.6% | 53.3% | 70.8% | 72.5% | 55.7% | 13.0% | 48.9% | 50.6% | 43.5% | 40.3% | 44.4% | 35.8% | 40.0% | 19.9% | -7.7% | -3.6% | 114.1% |
| Balance Sheet | ||||||||||||||||||
| Debt/Equity | 2.89 | 2.89 | 3.04 | 2.43 | 2.67 | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Current Ratio | 0.87 | 0.87 | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Cash Flow | ||||||||||||||||||
| Free Cash Flow | $37.5M | $37.5M | $18.0M | $24.1M | $19.3M | — | — | — | — | — | $5.4M | — | — | — | — | — | — | — |
| Returns | ||||||||||||||||||
| ROE | -2.0% | -2.0% | 5.6% | 12.5% | 15.7% | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Valuation | ||||||||||||||||||
| P/E | — | — | 14.42 | 8.16 | 6.89 | — | — | — | — | — | — | — | — | — | — | — | — | — |
| P/B | 0.33 | 0.33 | 0.66 | 0.89 | 0.97 | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | -45.0% | -45.0% | -47.6% | -15.6% | — | 23.3% | -10.9% | -23.4% | 15.6% | 19.3% | -1.6% | 42.9% | -5.3% | 76.3% | 15.8% | 28.6% | -19.2% | — |
| EPS Growth | -168.4% | -168.4% | -63.1% | -21.4% | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Dividend Yield | 18.3% | 18.3% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-36.7%
Start / end P/E
n/dx → n/dx
EPS bridge
0.76 → -0.52
Residual
-55.0%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.