Financial Services / Credit ServicesBSE
$81.00
+1.00 (+1.25%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 43.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
51/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$628M
P/E
8.5x
↓EV/EBITDA
10.7x
↓ROE
8.6%
↑Gross Margin
71.0%
↑Debt/Equity
0.26
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2023–2026 · 3 años de histórico normalizado
Revenue CAGR
+92.2%
FCF CAGR
—
FCF margin
-193.4%
FCF / Net income
-3.79x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $113.9M · net income $58.0M · FCF $-220.3M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $113.9M | $113.9M | $52.4M | $27.7M | $16.0M |
| Net Income | $58.0M | $58.0M | $42.9M | $22.1M | $10.3M |
| EBITDA | $75.4M | $75.4M | $34.1M | $27.4M | $15.4M |
| EPS | — | — | 10.81 | 7.37 | 3.44 |
| Gross Margin | 71.0% | 71.0% | 75.0% | 83.9% | 81.0% |
| Operating Margin | 66.1% | 66.1% | 65.0% | 98.8% | 84.5% |
| Net Margin | 51.0% | 51.0% | 81.9% | 79.9% | 64.3% |
| Balance Sheet | |||||
| Debt/Equity | 0.26 | 0.26 | 0.64 | 0.03 | — |
| Current Ratio | 1674.07 | 1674.07 | — | — | — |
| Cash Flow | |||||
| Free Cash Flow | $-220.3M | $-220.3M | $-329.4M | $-11.6M | $2.5M |
| Returns | |||||
| ROE | 8.6% | 8.6% | 12.8% | 12.7% | 6.8% |
| Valuation | |||||
| P/E | 8.54 | 8.54 | 6.22 | 5.36 | 5.80 |
| EV/EBITDA | 10.68 | 10.68 | 14.09 | 4.43 | 3.77 |
| P/B | 0.93 | 0.93 | 0.80 | 0.68 | 0.40 |
| Growth & Yield | |||||
| Revenue Growth | 117.5% | 117.5% | 89.2% | 72.5% | — |
| EPS Growth | — | — | 46.7% | 114.2% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+0.8%
Start / end P/E
n/dx → n/dx
EPS bridge
10.81 → n/d
Residual
+0.8%
EPS/multiple decomposition requires positive EPS at both endpoints; residual absorbs price move not explained by dividends.
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.