Financial Services / Banks - RegionalCopenhagen
$1055.00
-20.00 (-1.90%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 49.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
49/100
C
Piotroski
3/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.9B
P/E
11.0x
↓EV/EBITDA
N/A
•ROE
11.3%
↑Gross Margin
N/A
•Debt/Equity
0.31
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2022–2025 · 3 años de histórico normalizado
Revenue CAGR
+12.5%
FCF CAGR
+133.7%
FCF margin
215.1%
FCF / Net income
5.40x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $454.2M · net income $180.9M · FCF $977.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $454.2M | $454.2M | $504.2M | $480.9M | $318.7M |
| Net Income | $180.9M | $180.9M | $209.0M | $192.4M | $98.8M |
| EPS | 100.50 | 100.50 | 116.10 | 106.90 | 54.90 |
| Net Margin | 39.8% | 39.8% | 41.5% | 40.0% | 31.0% |
| Balance Sheet | |||||
| Debt/Equity | 0.31 | 0.31 | 0.24 | 0.16 | 0.08 |
| Cash Flow | |||||
| Free Cash Flow | $977.1M | $977.1M | $719.7M | $200.4M | $76.6M |
| Returns | |||||
| ROE | 11.3% | 11.3% | 13.1% | 13.0% | 7.5% |
| Valuation | |||||
| P/E | 10.97 | 10.97 | 6.03 | 6.03 | 10.93 |
| P/B | 1.16 | 1.16 | 0.79 | 0.78 | 0.82 |
| Growth & Yield | |||||
| Revenue Growth | -9.9% | -9.9% | 4.9% | 50.9% | — |
| EPS Growth | -13.4% | -13.4% | 8.6% | 94.7% | — |
| Dividend Yield | 7.6% | 7.6% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
-2.3%
EPS terminal req.
$93.61
Spread vs growth
-11.1%
5Y implied EPS CAGR
2.4%
EPS terminal req.
$113.27
Spread vs growth
-15.9%
10Y implied EPS CAGR
6.1%
EPS terminal req.
$182.43
Spread vs growth
-19.6%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
+43.8%
Start / end P/E
6.5x → 10.3x
EPS bridge
116.10 → 100.50
Residual
-7.7%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.