Financial Services / Banks - RegionalNasdaqGS
$69.74
+0.00 (+0.00%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 47.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
27/100
D
Piotroski
6/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$760M
P/E
N/A
•EV/EBITDA
N/A
•ROE
11.2%
↑Gross Margin
N/A
•Debt/Equity
N/A
•Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2009–2025 · 16 años de histórico normalizado
Revenue CAGR
+4.5%
FCF CAGR
+1.7%
FCF margin
22.3%
FCF / Net income
0.99x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $313.7M · net income $71.0M · FCF $70.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||||||||||
| Revenue | $313.7M | $313.7M | $324.7M | $296.8M | $227.0M | $198.7M | $217.7M | $235.0M | $205.9M | $183.1M | $185.2M | $184.4M | $183.4M | $178.8M | $193.5M | $198.7M | $173.2M | $155.9M |
| Net Income | $71.0M | $71.0M | $61.8M | $67.8M | $75.9M | $74.6M | $59.3M | $73.6M | $67.1M | $51.6M | $45.3M | $46.5M | $43.5M | $33.7M | $48.7M | $30.3M | $23.9M | $65.0M |
| EPS | 6.19 | 6.19 | 5.26 | 5.61 | 6.02 | 5.46 | 4.21 | 5.14 | 4.71 | 3.64 | 3.21 | 3.28 | 3.10 | 2.42 | 3.54 | 1.93 | 1.46 | 4.44 |
| Net Margin | 22.6% | 22.6% | 19.0% | 22.8% | 33.5% | 37.6% | 27.2% | 31.3% | 32.6% | 28.2% | 24.5% | 25.2% | 23.7% | 18.9% | 25.2% | 15.2% | 13.8% | 41.7% |
| Cash Flow | ||||||||||||||||||
| Free Cash Flow | $70.1M | $70.1M | $39.1M | $73.4M | $64.7M | $88.0M | $37.8M | $74.6M | $84.9M | $70.2M | $91.5M | $88.1M | $85.4M | $107.8M | $174.7M | $120.9M | $97.4M | $53.9M |
| Returns | ||||||||||||||||||
| ROE | 11.2% | 11.2% | 10.3% | 11.9% | 14.2% | 12.1% | 9.4% | 12.2% | 12.6% | 10.9% | 10.5% | 11.7% | 10.4% | 8.9% | 13.2% | 9.3% | 7.9% | — |
| Growth & Yield | ||||||||||||||||||
| Revenue Growth | -3.4% | -3.4% | 9.4% | 30.8% | 14.2% | -8.7% | -7.4% | 14.1% | 12.5% | -1.1% | 0.4% | 0.5% | 2.6% | -7.6% | -2.6% | 14.7% | 11.1% | — |
| EPS Growth | 17.7% | 17.7% | -6.2% | -6.8% | 10.3% | 29.7% | -18.1% | 9.1% | 29.4% | 13.4% | -2.1% | 5.8% | 28.1% | -31.6% | 83.4% | 32.2% | -67.1% | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
-0.0%
EPS terminal req.
$6.19
Spread vs growth
17.7%
5Y implied EPS CAGR
3.9%
EPS terminal req.
$7.49
Spread vs growth
13.8%
10Y implied EPS CAGR
6.9%
EPS terminal req.
$12.06
Spread vs growth
10.8%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Unavailable: positive start/end prices are required.