Financial Services / Insurance BrokersNasdaqGS
$36.65
+2.26 (+6.57%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 21.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
34/100
D
Piotroski
5/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
20/100
SEC 0%
Sin guardar todavía.
Market Cap
$1.3B
P/E
32.1x
↑EV/EBITDA
N/A
•ROE
-29.1%
↓Gross Margin
N/A
•Debt/Equity
-3.69
↓TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2017–2025 · 8 años de histórico normalizado
Revenue CAGR
+30.8%
FCF CAGR
+33.3%
FCF margin
20.0%
FCF / Net income
2.62x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $365.3M · net income $27.8M · FCF $73.0M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||||
| Revenue | $365.3M | $365.3M | $314.5M | $261.3M | $209.4M | $151.3M | $117.0M | $77.5M | $60.1M | $42.7M |
| Net Income | $27.8M | $27.8M | $30.4M | $14.1M | $565000.00 | $5.4M | $9.3M | $3.6M | $-8.9M | $0.00 |
| EBITDA | — | — | — | — | — | $13.8M | $23.5M | $16.2M | $-11.4M | $8.5M |
| EPS | 1.04 | 1.04 | 1.15 | 0.55 | 0.03 | 0.26 | 0.51 | 0.22 | -0.66 | — |
| Operating Margin | — | — | — | — | — | 5.7% | 17.0% | 18.2% | -23.2% | 17.8% |
| Net Margin | 7.6% | 7.6% | 9.7% | 5.4% | 0.3% | 3.6% | 7.9% | 4.6% | -14.8% | 0.0% |
| Balance Sheet | ||||||||||
| Debt/Equity | -3.69 | -3.69 | 3.49 | 5.12 | 15.48 | -8.44 | -16.29 | -4.68 | -5.41 | -1.17 |
| Current Ratio | 1.32 | 1.32 | — | — | — | — | — | — | — | — |
| Cash Flow | ||||||||||
| Free Cash Flow | $73.0M | $73.0M | $59.4M | $38.7M | $23.4M | $22.7M | $14.7M | $17.5M | $8.2M | $7.3M |
| Returns | ||||||||||
| ROE | -29.1% | -29.1% | 69.3% | 50.6% | 5.3% | -38.5% | -190.5% | -39.6% | 104.7% | 0.0% |
| Valuation | ||||||||||
| P/E | 32.15 | 32.15 | 92.88 | 126.60 | 1080.33 | — | — | — | — | — |
| P/B | — | — | 93.21 | 95.50 | 66.14 | — | — | — | — | — |
| Growth & Yield | ||||||||||
| Revenue Growth | 16.2% | 16.2% | 20.4% | 24.8% | — | 29.3% | 51.0% | 28.8% | 40.8% | — |
| EPS Growth | -9.6% | -9.6% | 109.1% | 1733.3% | — | -49.0% | 131.8% | 133.3% | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
Leverage & Liquidity
3Y implied EPS CAGR
46.2%
EPS terminal req.
$3.25
Spread vs growth
-55.8%
5Y implied EPS CAGR
30.5%
EPS terminal req.
$3.94
Spread vs growth
-40.1%
10Y implied EPS CAGR
19.8%
EPS terminal req.
$6.34
Spread vs growth
-29.4%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-66.1%
Start / end P/E
94.1x → 35.2x
EPS bridge
1.15 → 1.04
Residual
+6.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.