Financial Services / Banks - RegionalWarsaw
$0.50
-0.00 (-0.40%)
Book/ROE base 3Y
n/d
n/d CAGR · P/B n/d
Book/ROE base 5Y
n/d
n/d base · n/d expected
Precio de entrada
n/d
MOS 100% · confianza 20%
Book/ROE escenarios
weak_data · book/share n/d · quality 11.0/100
Ranking barato/determinista: CAGR esperado 5Y + downside bear + calidad del modelo + balance + capital allocation + data gate. No entra en buy-candidate si la data es débil o el CAGR 5Y no compensa.
SA Score
22/100
D
Piotroski
4/9
balance/quality
Valuation
50/100
+0.0% upside
5Y CAGR
+0.0%
50/100
Data QA
16/100
SEC 0%
Sin guardar todavía.
Market Cap
$95M
P/E
25.1x
↑EV/EBITDA
N/A
•ROE
73.3%
↑Gross Margin
N/A
•Debt/Equity
N/A
•TradingView lightweight chart
Absolute Values (Left Axis)
Ratios / Percentages (Right Axis)
Financial statement dashboard
2021–2024 · 3 años de histórico normalizado
Revenue CAGR
-82.9%
FCF CAGR
—
FCF margin
-74.9%
FCF / Net income
-0.01x
Latest source
Provider fallback
Margin decomposition
Último año: revenue $1.5M · net income $129.1M · FCF $-1.1M
Gross margin
Operating margin
Net margin
FCF margin
| Metric | TTM | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Income Statement | |||||
| Revenue | $1.5M | $1.5M | $3.7M | $229.6M | $303.6M |
| Net Income | $129.1M | $129.1M | $27.3M | $-218.7M | $-131.7M |
| EPS | 0.68 | 0.68 | 0.14 | -1.15 | -0.69 |
| Net Margin | 8514.5% | 8514.5% | 746.9% | -95.3% | -43.4% |
| Cash Flow | |||||
| Free Cash Flow | $-1.1M | $-1.1M | $31.6M | $22.9M | $136.2M |
| Returns | |||||
| ROE | 73.3% | 73.3% | 25.5% | -101.4% | -19.9% |
| Valuation | |||||
| P/E | 25.10 | 25.10 | 4.07 | — | — |
| P/B | 0.54 | 0.54 | 1.01 | 0.54 | 0.36 |
| Growth & Yield | |||||
| Revenue Growth | -58.5% | -58.5% | -98.4% | -24.4% | — |
| EPS Growth | 385.7% | 385.7% | 112.2% | -66.7% | — |
| Dividend Yield | 124.3% | 124.3% | — | — | — |
Revenue, Net Income & Free Cash Flow ($B)
Margins (%)
Returns (%)
3Y implied EPS CAGR
-59.7%
EPS terminal req.
$0.04
Spread vs growth
445.4%
5Y implied EPS CAGR
-39.8%
EPS terminal req.
$0.05
Spread vs growth
425.5%
10Y implied EPS CAGR
-18.6%
EPS terminal req.
$0.09
Spread vs growth
404.3%
Qué te dice: cuánto EPS CAGR está descontando el precio si sales al múltiplo terminal indicado. Si el growth observado queda por debajo, el mercado está pidiendo una ejecución muy fina.
Total return
-21.0%
Start / end P/E
4.6x → 0.7x
EPS bridge
0.14 → 0.68
Residual
-324.0%
Simple additive decomposition: total return = EPS growth contribution + P/E multiple contribution + dividend contribution + explicit residual. The residual captures cross-terms, buybacks/share-count effects, FX, special dividends, data noise and methodology mismatch so the bridge always reconciles.